3 Tips that Will Save You Money on Car Insuranceby Mary Ann Romans | More from this Blogger 12 Sep 2007 11:36 AM Car insurance costs hundreds of dollars! Wouldn't it be nice to have a portion of that money back? Here are some tips that will save you some cash. Check for deductions. You should make it a habit to call your car insurance agent every so often. I usually do this at least once a year, more if anything in our life has changed. Why? Well, you may not be getting the absolute best price. Call your agent and chat about things that may lower your bill. Do you have a second car? Perhaps that car gets very little milage and would qualify for a lower rate. Do you have an alarm system in your car? Even the regular use of a manual locking device, such as a "club" may qualify you. No tickets in three years? The list of things that insurance agencies take into consideration when calculating your rate can change frequently. Call first. Before you go car shopping, call your insurance agent to find out the general rates on the different makes and models you are interested in purchasing. The price differences can be very significant. That nice two-door sedan might really be considered a sports car. And some agencies still charge you extra if you car is red, theorizing that people who buy red cars drive faster and get into more trouble. Shop around. The Internet makes it so easy to shop around for insurance rates. Even if you don't want to give up your trusted agency, being armed with rate quotes can be a good bargaining tool. Some online tools include: insweb.com, esurance.com and insurance.com. These sites ask you a few questions about your car or cars, driving habits, the amount and type of coverage you are looking to have, etc. You will then be presented with immediate online quotes. Mary Ann Romans writes about everything related to saving money in the Frugal Blog, technology in the Computing Blog, and creating a home in the Home Blog. You can read more of her articles by clicking here. Related Articles Make Your Car Smell Nice and Save Money Learn more about Mary Ann Romans  Mary Ann Romans is a freelance writer, wife and mother of three children. She lives in Pennsylvania with her husband, the kids and a 16-pound cat. Relevantfrugal tags User Comments No comments on this article yet. Be the first to comment! Community Tags car insurance, gas prices, monthly expenses Discuss this article
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