Search Results for: blog 3 tips that will save you money on car insurance

The Best Way to Pay Off Credit Cards

Credit card debt is at an all-time crisis. With compounded interested levels of up to 20 percent, it can quickly spiral out of control. Getting the credit cards paid off should be every family’s number one financial goal. It is the first step in living debt free. The are right ways and wrong ways to pay off your credit cards. Taking out a second mortgage or home equity loan is probably not the best idea, although some others may advise such actions. The same goes for borrowing from your life insurance policy or from friends and family. The key is … Continue reading →

Medicaid in Two States, and Some Insurance Tips

What did you miss on the Insurance Blog this week? The Week in Review is a great way to “ketchup” on the blogs that you didn’t happen to see when they first went up. Here is a brief description of each one, and a link that will take you to the whole story. These blogs went up between September 10, 2012, and September 15, 2012. Kentucky Bill Would Allow Fake Insurance Plans to Continue Medi-Share is not a real health insurance plan. It is a Christian “health sharing ministry” that doesn’t follow the regulations that insurance companies are supposed to … Continue reading →

Daily Deal Web Sites and Health Care Deals

Did you know that some of the same daily deal type web sites that you use to help keep little luxuries like spa services and dinners out within your budget can also help you to afford health care services? I was surprised to learn that sites like Groupon and LivingSocial can help consumers to fill in the spaces that are often left by their health insurance coverage. You know, those things that make you wonder why you pay so much for health insurance that does not include them. Things like dental exams and cleanings, eyewear, and the like are often … Continue reading →

Tips For Keeping More of Your Money

There are a couple of basic ways to have more money – earning more and spending less. Both involve time and effort, but there are a few simple things that you can do to make sure that you are spending as little as possible on certain items. If you go through this list and check off an item or two each week, in a few weeks you will have started the New Year with the knowledge that you are not overpaying for a few different things. One thing that you can do is to make sure that you are not … Continue reading →

Ways to Save Money on Health Care

Health care is expensive, and the price seems to keep rising. Families are going to have to find ways to save some money on health care. Some of these tips are only going to work if you already have health insurance. Other hints could help even those of us who can’t find affordable health insurance. A study done by the Kaiser Family Foundation found that the cost of annual premiums for employer sponsored health insurance has increased by 9% from 2010 to 2011. Health insurance now costs around $4,129 a year for families, and about $921 for individuals. Since you … Continue reading →

Insurance Podcast Roundup – Week of August 3, 2011

Posted on by

Believe it or not, there are some insurance podcasts out there that are interesting, and relevant to consumers. In order to find them, you have to sort through the ones that are intended to be listened to by people who work in the insurance industry, or who are in charge of businesses. Or, you could just scan over this list of insurance podcasts. Music Technology Policy Podcast has an episode that was released on July 28, 2011. It has good information about the types of insurance that people who are in bands need. How expensive would it be to replace … Continue reading →

Getting Your Spouse to Be Frugal

One of the most frustrating things is get your budget down significantly, only to see it blown by a spouse who is not with the program. All of the hard work and careful planning that you do to save money can be unravelled by one impulse purchase or bad decision. So how do you get your spouse or other family member on board? Read on for some tips. Address the Stigmas My friend Bonnie (not her real name because I don’t want to embarrass her) is almost ready to give up on trying to be frugal and save money. Her … Continue reading →

Budgeting For Those With Irregular Incomes

Everybody knows the importance of creating a budget to keep your finances on track. There are some situations that make creating and sticking to a budget difficult. Irregular income is certainly one of these. If one or both wage-earners in a family are self-employed or work at jobs that do not pay on a traditional regularly-timed, predictable earning schedule it is hard to know how much money is going to come through the door each month. Unfortunately, the world does not provide exceptions for those of us with irregular incomes. Your bills are due on the same day every month … Continue reading →

Tips to Get the Most From Your Car Insurance

Posted on by

If the state that you live in requires all drivers to purchase car insurance, then you pretty much have no choice except to buy it. If you take the time to think before you impulsively buy a policy, you can manage to get a lot out of your car insurance. Just because it is something that you have to buy doesn’t mean that you aren’t allowed to make it work for you. The first thing you should do is a little homework. Take some time and research a few different insurance companies that sell auto insurance. Ideally, you will want … Continue reading →

Things To Know Before You Get Towed

It can be frustrating to have to wait around for your car to be towed. A lot of people are so happy to see a tow truck arrive that they fail to take some necessary precautions that could save them a lot of money, and a lot of trouble. The National Insurance Crime Bureau, or NCIB, has started a campaign to educate consumers about how to avoid getting scammed by bad towing companies. These tips from the NICB are designed to help consumers avoid getting taken advantage of by towing companies, vehicle storage companies, and repair shops that are charging … Continue reading →