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Five Signs that You Are Living Beyond Your Means

You could be living beyond your means and not realize it. Why is this a problem? Well, when we live beyond our means, we can quickly run up debt. This debt can snowball until it becomes hard to manage, a real crisis. That is why it is so important to recognize the early warning signs and make the changes that are necessary to get your finances back on track. Sometimes it seems as though you are supporting your lifestyle and don’t have a problem paying for anything. After all, your credit cards aren’t being turned down at the store, and … Continue reading →

Avoid the Credit Card Sign On Bonus Programs

Some credit cards offer very tempting sign on bonus rewards in the form of points, cash back or even prizes. The problem is that these bonus programs may also come with a price, a very large price that can lead you into debt. Here is what you need to know. The reason that credit card sign on bonuses are so popular is because they work. There are some ridiculous rewards out there, and it seems silly not to take advantage of them. With any sign on bonus, as with anything having to do with credit cards, it is important to … Continue reading →