Beware of Scammers During Medicare Enrollment Periods

Medicare is having an enrollment period right now. Be aware that this is a time when scammers attempt to prey on people who are seniors, or who are disabled, who use the Medicare program. There are some very nasty scam artists out there who are trying to cheat people out of their benefits. Medicare is a government sponsored health insurance program. It is designed for people who are age 65, or older, to use. It is also available for people who have certain kinds of disabilities. Typically, these two groups of people are unable to make enough money to purchase … Continue reading

Beware of Free Group Scams

While it is good to be frugal, more and more con artists are popping up to take advantage of people who are frugal. There is a lot of focus on frugality right now, and the bad guys know this. Be on the look out for free group scams, especially if you are new to the frugal living lifestyle. Free group scams are modeled after legitimate free, trading and sharing groups. The good groups let you give away items you don’t want for free, get items you need for free, and trade your existing non-wanted items for other items that you … Continue reading

Will Buying Used Clothes and Toys or Reselling Them Soon Be Illegal?

At first read, it sounds like an Internet scam. A law has been passed that will prohibit anyone from selling used children’s clothes and toys, effective next month. This would have wide-ranging affects, putting everyone from consignments shops and Goodwill to eBay sellers and yard sale folks out of business. Everyone from hard core frugal moms who have adopted frugality from the beginning to new to the craft frugalistas who are responding to trends that make frugal cool, to people who suddenly find the necessity of a frugal lifestyle with the failing economy, people are panicking. As someone who relies … Continue reading

12 Ways Staying Home Saves Money

If you can manage a day at home instead of out and about you will save money. There is nothing really special that you need to do, but the savings will rack up. The more staying home days you can manage in a month, the more you will save. Staying home doesn’t have to be boring. You may be surprised at all of the things that you can do at home. Yes, there is the cleaning and organizing, but there may also be the book you wanted to read, board games with the kids, etc. Another benefit of staying home … Continue reading

Frugal Month in Review: November 2008

November to be is the beginning of two things. The holiday season starts with Thanksgiving, and then there is winter. Despite the fact that winter doesn’t officially start until next month, the fall seems to give way to the winter in November anyway. We had a day of snow already. Here is looking ahead to December and the end of the year! November 1st Frugal Month in Review: October 2008 “Delicious autumn! My very soul is wedded to it, and if I were a bird I would fly about the earth seeking the successive autumns.” – George Eliot. November 2 … Continue reading

Frugal Living Week in Review: November 3rd Through November 9th

I am so glad that we finally got through the elections this week. Now we can move forward and pull together behind our new leaders. One way that we are moving forward at home is to really take a look at some of the ways that we can make the biggest impact with frugal living practices. There is a treasure trove of frugal living articles in the archive, literally thousands, so take a few moments to curl up and browse through them for ideas. You can also get started by looking at the articles that were just posted this past … Continue reading