Snowing in Spring…Adjusting Our Frugal Plans

It is a few days past the official start of spring, and I am looking at a wintry wonderland just outside my window. The salt trucks and plows have been by, but they have to be diligent. Already the driveway and roads are covered with white. Despite about three inches of snow on the ground already and more to come, schools are not closed today. There is no excessive wind, and we are used to snow. The weather has been wrecking some havoc with our spring frugal plans. We can’t get started on our garden, and may lose out on … Continue reading

Inspiring Fiction for Frugal Living

It isn’t too late for a good Christmas story, is it? I hope not. You see, now that the holidays are done, the tree is put away, the bills are reconciled, and I seem to be spending hours each week waiting for my kids in one room or another as they take part in their extracurricular activities, I am ready to get some reading done. One of the books that I have neglected is a collection of inspiring Christmas stories. One story in particular struck me in a way that I am not likely to forget. It centers around a … Continue reading

Last Chance for Borders Books

I don’t know how closely you have been following all of the Borders going out of business sales, but it looks like time might be running out to get some great bargains. The first store officially closed this week, and other are sure to be following. When my family and I stopped by last week to our local Borders, we noticed two things: There was some extra inventory that wasn’t there before, and the deals were 70 to 90 percent off. Most books were priced at the lower 70 percent off, romance and reference were at 80 percent off and … Continue reading

Getting Out of Debt: Living Like No One Else

One of the things that we heard over and over again taking the Dave Ramsey Financial Freedom course was that we needed to “Live like no one else so we could live like no one else.” In fact, I think this was the slogan for the course. What this means is that we have to be prepared to not only live frugally, but to make sacrifices in many areas and manage our money well, things that most of us, as Americans don’t tend to do. By sacrificing now, we could then live without debt later and be in a position … Continue reading

Living on One Income

If you are living on one income or want to be, then you will want to read this post. It will give you information on how living on one income may work for you, even if you have your own home and children. Living on one income seems to have become harder and harder to do. Still, many people choose this life as preferable, in order for one person to be able to stay home and care for children and or care for the family home. Others find that they can’t afford the costs of child care even with that … Continue reading

Is it Strange to be Frugal?

I did an interview this morning on Living without credit cards. It was on The Take Away, an early morning National Radio Show. Myself, a man in Los Angeles, and a financial expert Beth Kobliner were interviewed on life without credit cards and how we cope with them. During the radio interview and also during the pre-interview, I was introduced to the possibility that people look at the frugal, and especially those who live without credit cards as being a bit strange, and definitely off the mainstream. It never occurred to me that having good financial sense was odd. I … Continue reading

Frugal Home Decor

As the weather gets warmer and you start planning for guests and parties, you may be wondering if your home needs a quick update. Without spending much money (or even any in some cases), you can update your home and give it a new look. Here is how. Raid the whole house Shop in your own home first. You might find some things that would go better in a different room, or create an impact if they were arranged near each other. This is the first step that many decorators do. The look around for what the client may already … Continue reading

Free Cookbooks and Recipes

Are you ready to start cooking more from scratch? It will save you a lot of money over the coursed of a year if you can make your meals at home. Embracing cooking at home is wonderful, exciting and maybe even a little overwhelming. Do you just want to run our an buy up a bunch of new cookbooks? Well, you could do that and still save money by not eating out on one or two occasions, but wouldn’t it be better to take advantage of getting free cookbooks and recipes. Here are my favorite sources. Free cookbooks from manufacturers … Continue reading

Books for Frugal Living

While I hope that you can get all of the frugal living advice that you need right here, it is sometimes nice to be able to curl up with a good book. I often reread frugal living books, as well as my own blogs when I need a little boost or reminder to hunker down and save some money. Rather than give you specific titles of books for frugal living, I thought that it might be more helpful to talk about which categories of books you should be looking at to help you live frugally, while many books that have … Continue reading

Practical Gifts for a Frugal Family Part 2

Are you looking for some practical gift ideas for someone who is frugal? We are continuing with our brainstorming. If you missed the first post in this topic, click here to catch up: Practical Gifts for a Frugal Family. And, now on to some more ideas… Freezer bags or containers Chances are that a frugal family is buying in bulk and freezing ingredients and meals. And chances are also good that they may be using the same freezer bags over and over again. Give them the gift of freezer bags and containers to help them keep on track. Since this … Continue reading