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Recent Frugal Blog | Monthly Expenses Posts

Paying Off Your Debt for the Summer

by Mary Ann Romans

30 Jun 2009 05:07 AM

Whether you have a large mortgage payment or owe your best friend $50, paying off your debt can be satisfying, not only for your financial well being, but for your self esteem as well. But how can you pay off debt when you are overwhelmed? Summer is a great time to pay off some debt.

Curbing the Electric Bill

by Mary Ann Romans

23 Jun 2009 10:27 AM

Electricity is one of those monthly expenses that is somewhat in your control. After all, we demand the electricity, and then the electric company happily gives it to us and sends off the bill. Here are some ways that you can reduce your usage and reduce your cost.

Free and Cheap Prescription Drugs

by Mary Ann Romans

14 May 2009 10:55 AM

The cost of prescription drugs has been skyrocketing. Many drug companies are raising the prices of these drugs in order to make up lost revenue due to the recession. But high drug costs are making taking medicine almost impossible for some people.

Easy Budget Breakdown

by Mary Ann Romans

11 May 2009 04:55 PM

Wondering what you should be spending in each category of your budget? Here is an easy breakdown that makes budgeting a breeze. It is just a matter of putting the following percentages into each category. Total up your available income after taxes (take home pay) and then divide it up as follows.

How to Save Money on Cooling Costs

by Mary Ann Romans

28 Apr 2009 11:19 AM

Yes, I know it is spring, but despite that, we are going through a little heat wave here in Pennsylvania with temperatures in the 80s and 90s.

How to Save When There is Nothing Left Over

by Mary Ann Romans

27 Mar 2009 04:29 AM

Having some savings is important, because you never know what life will throw at you from one moment to the next. You want to make sure that you are covered in the event of a job loss, an unexpected medical expense or simply if the furnace needs to be replaced.

Spend Less on Home Heating

by Mary Ann Romans

07 Oct 2008 12:28 PM

With home heating costs going sky high, you should really take whatever steps you can now to save on the money you will be spending this winter. Oil prices are high, but so is natural gas and propane. Be prepared. Insulate your windows and doors.

Dealing with Unexpected Expenses

by Mary Ann Romans

10 Jul 2008 04:24 AM

Dealing with unexpected expenses isn't often an easy thing to do, but with rising prices on everything these day, unexpected expenses can really put you in a crisis mode. How can you come up with more money when you are already stretched tightly? Here are some ideas.

Gas Pumps Cheat Customers

by Mary Ann Romans

28 Apr 2008 09:35 AM

With the growing price of gas these days, getting less than what you are paying for is an added insult to your budget. But, as the Associated Press (AP) reported this weekend, getting cheated at the gas pump is a pretty common occurrence.

Smart Buys for Stimulus Checks

by Mary Ann Romans

25 Apr 2008 11:56 AM

Those Stimulus Checks should be here soon. You know the rebate checks given out to every tax payer that meets a certain income? With our family of two adults and three kids, we are looking forward to the extra money.



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