Search Results for: blog crisis frugality 3 things to do to make it to the next paycheck

Save Money on Travel

Even in a budget-conscious economy, you can still travel and enjoy a family vacation. While “staycations” are a big trend right now (staying home for vacation instead of traveling), they may not be your thing. And in fact, with some proper planning, you may be able to save more than the people who load their staycation with expensive activities. Here are some tips on how you can save money on travel. Off Season Travel to your destination in the off season. This is the number one way to save some serious money on your travel. Off season travel can cut … Continue reading →

Money Saving Steps to Take When You Are Laid Off

Unfortunately, many people I know are being laid off or forced to cut their work hours and income. And if the analysts are correct, things may just get worse with more people out of jobs or finding themselves with a reduced income. So what do you do if this happens to you? The first thing you need to do to save your money is to take stock of what you have. It is important to understand your finances. Make a budget. You can learn more about that by clicking here: How to Get Your Finances in Control. The next thing … Continue reading →

Dealing with Unexpected Expenses

Dealing with unexpected expenses isn’t often an easy thing to do, but with rising prices on everything these day, unexpected expenses can really put you in a crisis mode. How can you come up with more money when you are already stretched tightly? Here are some ideas. When an unexpected cost comes up, see if it is possible to delay the expense of it until you can save for it or be caught up. Sometimes certain expenses aren’t the crisis that we think they are, only very inconvenient. Let’s say that garage door opener dies. A new one might cost … Continue reading →

Addressing the Rise in Prices

In an earlier article posted today: Food and Gas Price Report, I discussed the latest information from the U.S. Department of Labor about our rising cost of food, energy and other goods. Here, I will offer some strategies and ideas for addressing the rise in prices. Let’s first address the rising food prices. To combat these prices and continue to provide food to your family you can (be sure to check the links for more information): Find substitutes for more expensive items, such as using dry milk for baking or drinking, giving up organic milk, baking your own bread, consuming … Continue reading →

Can You Live on One Income? Taxes Explained

The decision to live on one income is a big one. You may have to cut back drastically on your expenses, such as giving up a cell phone or a car. But for those who dream of having one person stay home, the sacrifices can be worth it. In fact, living on one income may actually make you healthier, despite the reduction in income. How do you know if you are in a position to live on one income? Let’s take a look. The way to approach the question of being able to live on one income is to calculate … Continue reading →

Prepare for a Recession

Financial analysts are predicting that there will be rising prices on consumer goods in 2008. Everything from home heating oil to milk will cost more than it has in the last number of years. Couple that with problems with the interest rate and a plummeting stock market, and you have everyone talking recession. If you practice a frugal lifestyle, you should be more prepared than most others. Still, what can you do right now to ease the burden? Prevent a loss of employment During a recession there may be some job loss. Try to prevent this in your family by … Continue reading →

Get Rid of Two Money Drainers!

The new year is a great time to rid yourself of big money drainers in your life. No, I’m not talking about your relatives! That is the subject of a different blog all together. I am talking about some key things that you might have in your life; things that you don’t need; and things that are draining your money? What are they and how can you deal with them? Read this article for more information! There are plenty of things that can drain your money, but let’s focus on some big ones that can be easily resolved. Storage Fees … Continue reading →

Frugal Living Week in Review for September 10-16, 2007

The weather changed drastically here over the past week, and we even had to pull out the fall clothing. It was fun, and I enjoy this weather because it means a much more comfortable outside experience. Plus, the fall and winter months seem to save us money, and I am on a mission to figure out why. Here is what we have been up to in the frugal living blog this week. Frugal Seasonal Clothing Switch This weekend is the weekend where we pull out the fall clothing and pack away the tank tops and flip flops. It is always … Continue reading →

Crisis Frugality: 3 Things to Do to Make It to the Next Paycheck

With frugal living allows families to save money and live a better life, but what do you do if you are in a situation where you are wondering how you are going to make it until your next paycheck? Sometimes life throws unexpected curves at you such as a job layoff, a medical expense, or even an unexpected home repair. If you find yourself in a crisis, it is important cut as many expenses as you can as soon as you can, so you’ll have enough for the basics of food, clothing and shelter. This is especially true when you … Continue reading →