Five Signs that You Are Living Beyond Your Means

You could be living beyond your means and not realize it. Why is this a problem? Well, when we live beyond our means, we can quickly run up debt. This debt can snowball until it becomes hard to manage, a real crisis. That is why it is so important to recognize the early warning signs and make the changes that are necessary to get your finances back on track. Sometimes it seems as though you are supporting your lifestyle and don’t have a problem paying for anything. After all, your credit cards aren’t being turned down at the store, and … Continue reading

Frugalista Fashions: Have you done your winter shopping yet?

I realize it is July 10. So why would I be suggesting winter shopping? Well, the answer is that you have exactly 20 days to get into the stores and snatch up last years winter left-overs for next to nothing. True, your options may be limited, and styles a little outdated, but it would be silly to not purchase mainstays for your wardrobe while they are still cheap; before the new fall fashions hit the market. Yesterday, for example, I spent the afternoon at the mall for my daughters birthday. I invited her to bring a friend, and as her … Continue reading

Home Blog Month in Review: August

Did you have a good month? We seem to have packed an entire summer’s worth of activities in this past month. Now, it seems, it is back to school and time to get ready for autumn. Still, it is nice to look back toward warm sands and wearing shorts even as we will soon be crunching leaves and taking out the sweaters. August 1st Getting Out Grass Stains With summer in full swing, chances are that your family has been playing outdoors quite a bit. And with all of that outdoor play comes the grass stains, especially if you are … Continue reading

Rural Living Money Saving Tips

If you live in the country you will be faced with different advantages and challenges in saving money. Let’s examine some of the most common. Take advantage of the following ways to save money with rural living: 1. Country living usually means more opportunity to live off the land. In this case, you can save money on food by having a garden or raising chickens. 2. Easier access to quality handmade goods. Whether you are crafty yourself or just live near a rural community, the opportunity to purchase and sell quality handcrafted items is plenty. With rural living offering farmer’s … Continue reading

Can You Be Too Frugal (2)

There is no such thing in my mind, as being too frugal. In fact, when you look up dictionary.com’s definition for frugal, they pull from other resources to get several definitions. The third listed is my favorite, cited from WordNet. frugal adj : avoiding waste; “an economical meal”; “an economical shopper”; “a frugal farmer”; “a frugal lunch”; “a sparing father and a spending son”; “sparing in their use of heat and light”; “stinting in bestowing gifts”; “thrifty because they remember the great Depression”; “`scotch’ is used only informally” Why do I love this definition so much? Because it points out … Continue reading

Can You Be Too Frugal? (1)

Very often I hear about how frugal I am. And the statement or question, I hear the most often is “Can you be too frugal?”. I choose to address this question, simply because there isn’t a definitive yes or no answer. And because I plan to do a series of articles revolving around organizing all the frugal things you save. A question came in recently that was quite unusual from my typical frugal living questions. I was asked “Why do you choose to write organizing articles in the frugal living area?”. That is a great question actually, and I’d love … Continue reading

More Frugal Ways To Use Paper Clips

Paper clips are one of those things you often have lying around all over the house. In an earlier article about Frugal Uses for Paper Clips, I provided a few uses for them. Now I’d like to share some more! Skirt Pleats My daughter’s own a ton of pleated skirts, and washing and ironing them can be such a chore. However, I did find a way to make ironing a bit easier. Attach a paper clip to individual pleats and iron as you normally would. Helps to define the pleat and make it easier to iron! Good to the Last … Continue reading

Frugal Lifestyle: Simply Adapted

The definition of Frugal is as follows: fru·gal adj. 1.Practicing or marked by economy, as in the expenditure of money or the use of material resources. See Synonyms at sparing. 2.Costing little; inexpensive: a frugal lunch. Living paycheck to paycheck is not a “comfortable” way to live, nor is it a very frugal way to live. However, no matter what your expenses are, everyone has the opportunity to live for less than they currently are. Unless of course you are Ms. Frugal USA. Then perhaps you already have all the advice in use, and are practicing your frugal lifestyle daily. … Continue reading

De-Cluttering Boot Camp: Making Room for Your Goals and Dreams

When you de-clutter what exactly are you making room for in your life? Why are you de-cluttering in the first place? Of course it is nice to have more space and have things organized. This makes day to day living a lot easier and calming. But the funny thing is that when you get rid of your stuff, when the burden of all of that clutter is gone, you may find that it leaves a space to be filled. This is not space in the physical sense necessarily, but more of a space to fulfill your goals and dreams. Our … Continue reading

More Ideas for Ceilings

Here is the second article in the series that is all about ceiling treatments and options. If you missed the first article, click here: Ideas for Ceilings. Is there something about your room that just doesn’t feel finished? Or maybe you want a quick update that won’t break the bank or take up a lot of your time. Why not try one of the following ideas to improve the ceiling in your room. 4. Install layered drywall If you want to add some architectural detail to an otherwise boring ceiling, consider installing a layered drywall treatment. This is an especially … Continue reading