Are Your Frugal Efforts Going Down the Drain?
If you have been practicing frugal living but you still haven’t seen a difference in your savings or aren’t getting ahead, it could be that some of these efforts are being offset by other expenses that are either a direct or indirect result of your frugal living efforts. Have you ever heard the expression, “Robbing Peter to pay Paul?” This is an expression I have heard many times growing up. Basically it means that you are taking money (or efforts) from one place and applying them to another, without ever really getting on top of things. The expression can apply … Continue reading