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2009 Tax Credits for Home Improvement

Tax credits for energy efficient home improvement projects are back again. This is good news for many of us who have older homes that need some improvement. Of course, there are no tax credits for last year (2008), which means that the insulation we put in over the family room attic will not qualify. However, since we aren’t done yet with our energy efficient improvements, I am sure that we will be able to take advantage of this credit. The bill was signed into law on October 3, 2008 by President Bush. It provides for tax credits for energy efficient … Continue reading →

How To Get Your Precious Bottles Home From Vacation

Friends of ours just spent two weeks in California where they took a tour of Napa Valley. Naturally, they picked up a few bottles of their favorite wines to bring back home. Unfortunately, they learned the hard way that carry-on restrictions prohibit passengers from bringing cherished whites and reds onboard their flight. Their story got me thinking about the bottle of champagne I won onboard a flight from Chicago to Honolulu a few months ago. United Airlines runs a “Half Way To Hawaii” contest where passengers are asked to guess the exact time (down to the second) the flight would … Continue reading →

Homeschool Curriculum Glossary (Early Bird -Exloring America)

Early Bird Start up Science consists of four books with a total of 29 exercises. The books are filled with science facts and activities that young people will enjoy. These books are geared toward 7-8 year olds. “Easy Grammar texts use the prepositional approach combined with effective strategies. This helps students to understand grammar, a tool for speaking and writing properly.” These books are reproducible and come with a money back guarantee. These books are designed for a teacher to use in instructing students. Easy Grammar is supplemented with daily grams, a 5-10 minute daily review workbook. Easy Spanish is … Continue reading →

The Frugal Blog Week in Review: Jan. 27 to Feb. 2

Hello there! It is a quiet Saturday evening on the day before the Superbowl. my husband is getting the last kid to bed, I’m listening to my new Nora Jones music, and I am seriously thinking of taking a nice hot bath. Before that, though, I wanted to bring you the week in review for the Frugal Living Blog. I know you read every blog faithfully, so I’ll just assume you want to reread them all again. Saturday, January 27 Save on Paper: Take Advantage of Junk Mail In an earlier blog, Save on Paper: The Three Best Ways, I … Continue reading →

Home Heating Costs: Have You Done the Snow Test?

As I sit here in my little office in Pennsylvania, I can see the snow falling yet again. It has been snowing on and off for the past few days. Sometimes it sticks and sometimes it doesn’t. One thing that is consistent about the weather is that it has been cold. Brrrrrr. We are all walking around the house with double socks and pullover or zip-up jackets. The furnace seems to be constantly running, and I have been keeping the little ones in their footie pajamas. One of the benefits of the snow, believe it or not is an improved … Continue reading →

Rearrange Your Furniture to Save Money

I am the last person who knows anything about Feng Shui, the ancient Chinese practice of arranging your living space to achieve harmony. My living space is usually filled with bright colored plastic things that beep and buzz, misplaced sippy cups, and little people shoes that always wind up under the couch. Pressed for storage, the under the bed space is a sea of stockpile, organized of course, but still a sea. Our furniture is arranged in such a way that allows the exersaucer to fit in the living room and the baby swing to fit in the office, where … Continue reading →

Earn $500 to Improve Your Home

If you are thinking about making your home more energy efficient, this year is the perfect time. There is a federal tax credit in effect that makes you eligible for up to a $500 credit when you make energy-efficient home improvements. The Energy Policy Act of 2005 is in effect for improvements up to December 31, 2007. That give you almost the whole year to plan and improve. I am a big fan of making our home more energy efficient. After all, it saves big money in the long run, and may even make your house more valuable when it … Continue reading →

RS/EQ: Ye Ought ‘Not Procrastinate the Day of Your Repentence’

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We are already a week into the new year. How are you doing at keeping your New Year’s resolutions? Have you started yet, or are you putting them off until ‘tomorrow’? Some resolutions may not matter, but others may well have eternal consequences. The first Priesthood/Relief Society lesson from “Teachings of the Presidents of the Church” is entitled “To Live With Him Someday.” President Kimball discusses the things we need to do to return home to our Heavenly Father. As I studied the lesson, one of President Kimball’s quotes stood out in my mind. One of the most serious human … Continue reading →

Home For The Holidays: A Family Tradition That Helps Our Troops

What’s your family’s favorite holiday tradition? I told you about some of ours in a previous blog, and I also provided some ideas in case you were looking to add a few new ones to your holiday repitoie. For many families a favorite holiday tradition is simply slowing down long enough to bake up a batch of cookies. It can be especially fun and productive when you allow your kids take the reigns in the decorating department. You may be surprised at how much children can learn participating in a simple task such as baking cookies. For instance, think about … Continue reading →

Brain Fitness: Learn Something New

Learning something new helps to flex your mind and build your brain fitness up. So here are a few suggestions to help you learn something new: Take a Class Try a new hobby Read books Play games I’d add join the PTA or become a room mom at your school to this list because in the last five weeks, I’ve definitely had my creativity stretched in a variety of ways. But let’s talk about each of these ideas above and how they can help you to learn something new. Take a Class Classes are offered in a variety of places … Continue reading →