While I try really hard not to get too caught up in the commercialism of Christmas gifting, I absolutely love the magic of Christmas morning with stuffed stockings and a good number of beautifully wrapped presents under the Christmas tree.  In years past, I have purchased moderately expensive gifts for my family and thought nothing of it.  However, the current economic downturn combined with graduate student loans and a car payment, has changed my ability to buy whatever I deemed to be perfect gifts for my family.  This year we are doing something very different. Unlike previous years, we set … Continue reading →