Search Results for: blog frugal in life frugal in death

What’s On Your Life Insurance Annual Policy Statement?

A life insurance policy can provide your family with some financial protection that will help them to continue paying the bills after you have passed away. You can learn some very important things about your life insurance policy by reading over your annual notice of policy status. You might think of it as the “Cliff’s Notes” version of your life insurance policy. Most people don’t like to think about life insurance because you cannot do it without acknowledging that you, and your spouse, are going to someday pass away. While it can be uncomfortable to consider this serious topic, it … Continue reading →

Affording Life Insurance

While no one really wants to think about life insurance, if you have a family it is an important to have it in place. Life insurance can pay for final expenses, as well as leave your loved ones in solid financial shape. Even non-working parents should carry life insurance, since the death of a stay-at-home parent means that the remaining spouse may have to incur new expenses related to child care. Should both parents become deceased, life insurance money can ensure their children’s future. The bottom line, is that your family cannot afford to be without life insurance. So how … Continue reading →

Would These Fictional Characters Need Life Insurance?

There are many people who believe that life insurance is an unnecessary expense. The reality is that your life insurance policy can provide your family with the finances they need in order to help cover expenses after you have passed away. Fictional characters can provide good examples about who needs life insurance, and who might not need it. Many people avoid thinking about life insurance because it makes them uncomfortable. No one wants to focus on their own mortality, or to consider what life would be like without their spouse. As a result, there are a lot of families who … Continue reading →

Keeping House When Life is Busy

You know you are busy when you forget to eat. I come from a long line of Italians. Eating is ranked just below breathing. Someone is considered too skinny and near death if their pants size falls below two digits. So you can see that things have come to extremes in our household. My husband has a full time job with several important projects. He is also working on finishing our basement work as a freelancer and have taken on many extra hours in the last two month, partially from the needs of my clients and partially from our goal … Continue reading →

Frugal in Life, Frugal in Death

I recently came across an article that mentions that Costco and Walmart sells caskets. A Walmart casket can cost from $895.00 to $1799.00. They sligtly undercut the costs of Costco Caskets. Meanwhile, caskets from a funeral home starts at $2,255.00. As a frugal person, I think it would hurt my heart to know that an exhorbident amount was being spent at the end of my life. I would feel much better in knowing that at the very least, good sense was used in chosing my homecoming arrangements. It’s good to know that there are several ways of cutting standard funeral … Continue reading →

So, What is a Frugalista?

While discussing frugality with fellow frugal blogger, Mary Ann Romans, I learned a brand new word. “Frugalista”. Apparently my style of frugality has a name. As I previously mentioned, in my blog ‘A different type of frugal blogger’ , my goal in life is to get things my family (especially my husband) needs, and sometime wants for as little money as possible. So, what is a frugalista? The urban dictionary defines a frugalista as “A thrift shopper who will stop at nothing to get a bargain; including trampling store employees to death. The term is a combination of “frugal” and … Continue reading →

Marriage Blog, I Bid You Farewell

An adventure that began two years ago in Pets, then expanded to Marriage a little over a year ago when I first introduced myself here, has reached journey’s end. Today I’m writing to say farewell. Dale should be rejoining you all very shortly. She’s already back to posting in Christian so I imagine it won’t be long before she makes a reappearance here. You’re also going to get a new face to Marriage, but definitely not to Families.com. Mary Ann Romans is one of Families most prolific bloggers. She’s written in different categories over the years and is currently covering … Continue reading →

Scrapbooking Extraordinary Moments and Events in Life

It isn’t the first time I’ve mentioned it, and more than likely, it certainly won’t be the last. Scrapbooking those hard times, the things we would rather leave unspoken. But what kind of picture does it depict when someone glances through our albums and everything looks perfectly rosy and happy all of the time? Most families are touched by divorce in some way, yet this is a topic you don’t see in scrapbook layouts very often. I can honestly say, I have actually created a 2 page layout about my divorce. I haven’t slipped it into an album yet, for … Continue reading →

The Reasons for Scrapbooking From a Real Life Scrapbooker

In the many years that I have been scrapbooking, I have been asked more than once, my reasons for scrapbooking. While my main reasons haven’t ever changed, my goals and layouts and what they reflect have changed. Most people scrapbook to preserve their memories. Some people scrapbook because it is a creative outlet that allows them to be artistic and utilize photographs in the process. While both of these hold true for me, there is a deeper meaning for me, and I hope that my real life scrapbooking will make you reconsider your own layouts and moments that you choose … Continue reading →

Frugal Living Week in Review: March 17th Through March 23rd

We have been talking a lot about the recession and the rising cost of food here in the Frugal Blog. This is a good time to start practicing frugal living or refining your frugality. I’ll continue to bring you comprehensive articles to help you save your money and resources, especially on food. Check out the articles from this past week. And as always, I welcome your comments and suggestions. March 17th Frugal Living Week in Review: March 10th Through March 16th Do you know how to cut your grocery bill? What about practicing debt management? With these uncertain economic times, … Continue reading →