Easy Fixes When Frugal Goes Too Far

I just read a blog about a Frugalista who may have gone too far. Some of the frugal things that frugal people have done that may have gone too far, and some simple remedies to fix them are: Turning underwear inside out: I hear men do this. I can’t imagine any self respecting woman doing this however. Why wear them dirty when you can hand wash your dirty undies while you are taking a shower. While it takes some time to dry, planning one day ahead of time will allow you clean underwear to wear the next day. Refusing to … Continue reading

Does it Pay to be Frugal with Taxes?

It’s tax time again, and I find myself using my old frugal tactics for preparing my income tax forms. While this is an area where you need to be careful, you should know, you don’t have to pay high prices to get a good tax return done. Here are some tips you can use: Use two online software programs: If you are using online software programs to do you income taxes, don’t stop at one Federal return. Do two. Plug the exact same information into the first return as you used in the second one and see if they calculate … Continue reading

Frugal or downright wrong?

There’s a good reason many people frown on frugality. That is because a select few people with very bad habits, some criminal, have given it a bad name and ruined it for the rest. If you see yourself in any of these bad frugal habits, consider making a few changes. Using something once and then returning it: We all know somebody who does this. This is stealing. The alternative is to buy something less expensive and stop trying to impress people when you don’t have the money to. No one will remember your Jacket in a year anyway. Asking for … Continue reading

State Farm Next Door – A New Idea

This is either a fantastically innovative idea, or a disaster waiting to happen. State Farm insurance is trying something new called State Farm Next Door. It’s not an insurance office, and it will have free Wi-Fi. It seems to be a way for the State Farm insurance company to connect with young adults. There will be a State Farm Next Door located in Chicago, Illinois, that is set to open on August 1, 2011. It isn’t an insurance office. Instead, it’s something completely “out of the box”, that seems to be designed specifically to attract young adults to the location. … Continue reading