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How Small Temptations Can Ruin Your Budget

Sometimes it’s not the big expenses that shatter your resolve to save money, it is the small temptations that will get you. It is those small temptations that I, personally, most have to guard against. For example, although my husband and I often like to stop at the Apple store and look at the iPads whenever a new one is released, we aren’t in danger of purchasing one any time soon. It just doesn’t make that much sense to spend that much money when our emergency fund isn’t, well, as fully funded as we would like and we still owe … Continue reading →

Frugal Living Week in Review: January 28th Through February 3rd

Did you keep warm this week? Yesterday was such a nice day that we took advantage of it an went out for a long outdoor outing before the Super Bowl. We got a lot of fresh air and exercise all for free! This past week, we shared some ideas for keeping warm with a low thermostat, temptations, library and laundry tricks and some ideas for Valentines Day. Here are all of the articles, in case you missed any. Thanks for reading. January 28th Frugal Week in Review: January 21st Through January 27th With talk of a recession, many more people … Continue reading →

Frugal Temptations Too

I’ve been recently talking about the frugal temptations that we faced on last week’s visit to the grocery store. Shopping at the grocery store is always an adventure, especially when we do it all together, me, my husband and our three young children. My eldest, who is six, is starting to get the lessons of living frugally, and he had to face his own temptation in the form of a “cool” new shake and pour pancake mix. You can read all about that temptation and how he handled it by clicking here: Frugal Temptations. As I mentioned at the end … Continue reading →

Frugal Week in Review: January 21st Through January 27th

With talk of a recession, many more people are examining the frugal lifestyle. It just makes sense. For those of us to whom living frugally is just part of our lives, batting down the hatches and finding ways to save even more is a good thing. This past week, we have had some interesting articles, such as ones examining wringer washers and crockpots. Don’t miss them! January 21st Habitat for Humanity HomeStore If you are looking for a frugal and feel-good way to update, renovate or redesign your home, check out this great resource! Frugal Living Week in Review: January … Continue reading →

Frugal Temptations

Today at the grocery store I was tempted twice. Not by the fancy gourmet coffee or the expensive take-home meal section. I think I have already pre-programed myself to automatically pass those things by. I have my “impossible blinders” on. This is such as “buying something like that is simply impossible for me to do.” Since I know those types of purchases aren’t possible, they don’t tempt me in the least. A good example is what happened today with my six-year-old. With coupons in hand, I scanned the sales for pancake mix. Sometimes the mix is cheaper that putting it … Continue reading →

Fun Financial Education for Kids

Allowance is a hot topic in my daughter’s second grade class. Last week, her school hosted a gigantic book fair and kids were given the opportunity to shop during recess. Of course, that meant administrators had to modify their “no money on school property” rule. For the fair’s three-day run, students were allowed to bring up to $40 in cash and keep it in their backpacks until it was time to shop. Naturally, my daughter begged to bring 40 bucks to school. “Do you have 40 dollars?” I asked. “No, but you can give me it,” she responded without hesitation. … Continue reading →

It’s almost Christmas, are you checking your mailbox?

I get a lot of junkmail in my mailbox, especially around the holidays. Within that junk mail are store coupons and gift cards that are worth a good amount of money. Many of us see them as temptations to spend more than we have, or wonder if there is a catch. If you read the gift cards carefully, you will be able to tell which gift cards are worth using, and which ones to toss. Last week I received a gift card from Kohls. It was for $15.00 off everything. Knowing that my mother in law shops at Kohls, I … Continue reading →

My Inner Child Almost Cost Me Money

Curb your inner child when you are out shopping, or you could spend more than you should. Even as a mature, frugal living adult, I confess that there are some times when my inner child wants to sabotage our budget. This happened just the other day when we did some shopping at our local warehouse store. Although there are some great bargains to be found there (click here to learn about the top frugal picks), there are also many temptations. When we first walked in to the store, the first thing we are presented with is not groceries, but electronics … Continue reading →