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Getting Out of Debt: Extreme Couponing

My husband thinks I am obsessed with extreme couponing. I admit that I never actually saw the Extreme Couponing show. Nevertheless, I have been a crazy coupon lady, clipping grocery coupons and getting the best deals on groceries that I can find. I’ve always believed in coupons, but my dedication to using them had fallen off and become sporadic. I needed the focus of getting out of debt to really step up my game in order to reduce our grocery bill even more and to get out of debt. My goal is to actually come under the amount that we … Continue reading →

Questions to Ask Before You Join a CSA

Are you interested in a CSA but now sure what it is all about or whether or not it is worth it? Read this article to learn all of the questions that you need to ask before you join a CSA. Last year, we got the opportunity to take part in a CSA, a Community Sponsored Agriculture program. Basically, each person who is part of the CSA buys a share in a farm. Everything that the farm produces throughout the CSA season is divided among its members. I really enjoyed being part of the CSA, and I learned a lot. … Continue reading →

Getting Out of Debt: How Did We Do?

Our goal in 2011 is to get out of debt and start building wealth. We have been taking Dave Ramsey’s Financial Freedom course and have been really motivated to be more purposeful with our money. If you have been following our adventure so far, you know about the ups and downs that we have been facing, from unexpected expenses to accounting groceries down to the penny. march was our first full month working with a zero-based budget, and I am happy to say that not only did we get through it but we actually spent less in some areas than … Continue reading →

Getting Out of Debt: The Zero Based Budget and the CSA

Follow us as we get out of debt and be more purposeful with our money! This week, we are struggling with nailing down the zero-based budget and running into a couple of unexpected snags. Dave Ramsey recommends keeping track of your money with a zero based monthly budget. This means that you track every bit of income and expenses for the month, down to the penny so that there is nothing left over. This doesn’t mean that you spend everything, just that all of your money has a home, whether it is to pay off the electric bill or to … Continue reading →