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Getting Collection Calls for Someone Else. What Do You Do?

It is hard enough when collection agencies call your home or your workplace on a debt that you owe, but what happens when they are calling for someone else and holding you responsible? Here is what you need to know and what you need to do. When collection agencies are looking for someone else, there are two types of collection calls that you may be faced with. The phishing call in which the caller is looking for information on that person, such as a neighbor, and the intimidation call in which the person on the phone is making threats or … Continue reading →

Getting Your Spouse to Be Frugal

One of the most frustrating things is get your budget down significantly, only to see it blown by a spouse who is not with the program. All of the hard work and careful planning that you do to save money can be unravelled by one impulse purchase or bad decision. So how do you get your spouse or other family member on board? Read on for some tips. Address the Stigmas My friend Bonnie (not her real name because I don’t want to embarrass her) is almost ready to give up on trying to be frugal and save money. Her … Continue reading →

Solutions For Getting Gifts You Like From Your Spouse.

Yesterday we looked at the problems surrounding gifts and your spouse and how sometimes it can end up so wrong. Here are some simple solutions to getting gifts you like from your spouse. When shopping point out and admire things in the shops that you would like or in the catalogues mark things that you would like and leave it lying somewhere your spouse will see it. Or just give it to them and say, ‘if you’d like some ideas.’ Provide a suggestion list of things you would like complete with the name of the store where they can be … Continue reading →

Don’t Let Your TTC Journey Become a Chore

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When my husband and I first started TTC (trying to conceive), my husband was thrilled about the prospect of frequent “action” and I was in love with the whole process of pinpointing my ovulation date. I was charting and researching constantly, and when I wasn’t charting, I was burning through fifty dollars worth of pregnancy tests. By the second cycle, my husband was already whining about being tired and I was getting sick of looking at the basal body temperature thermometer at 6am every morning. The third cycle, I had thrown up my hands by day 14 when we were … Continue reading →

What You Should Talk About in Your Marriage

If you haven’t discussed the following topics before you got married then you should do so soon. You want to make sure that there are certain things you both understand, if you want to have a long and happy marriage. Sex Most couples, even close couples, don’t like talking about sex. But sex can get you in to all sorts of trouble. You should confront and discuss different aspects of sex, such as how much and how often. You should also establish a way to gently communicate when one of you just isn’t up for sex, and how each of … Continue reading →

Reasons to Give Your Spouse a Second Chance

Whether it is a matter of sexual infidelity or just forgetting your birthday, here are some reasons why you should just let it go and give your spouse a second chance. Good basic character If you spouse is basically a decent person with a good character then it usually means that a second chance would be rewarded. Has your spouse showed you time and time again that he or she has a commitment to you and the relationship? Did you trust your spouse before the current issue? Does your spouse generally care about others and usually does the right thing? … Continue reading →

Do You Love Your Spouse? Too Bad!

One of my favorite lines in a movie comes near the end of the movie Moonstruck. After several interesting adventures, the main character, played by share, is given a proposal of marriage as the family is seated around the breakfast table. Her mother turns to her after the proposal: Rose: “Do you love him, Loretta?” 
Loretta: “Ma, I love him awful.”
Rose: “Oh, God, that’s too bad.” While this is a funny moment (the fiancee is clearly a good guy, although complete with his own quirks), it is obvious that the mom is actually happy for her daughter, even though she, … Continue reading →

How to Prevent Money Matters from Hurting Your Marriage

Money and financial issues are one of the leading causes of conflict leading to divorce in modern marriages. Differences of opinion on what to do with money, how to save and how to spend can make you feel as though you are constantly butting heads with your spouse. If you and your spouse agree on all money issues then congratulations. You are a rare pair. Most couples have different attitudes toward money as individuals. Even couples who are have similar values (savers, let’s say) can vary a bit within their attitudes (one likes to save a little bit more than … Continue reading →

Seven Habits That Will Harm Your Marriage

Avoiding the following seven habits may also help you avoid a divorce. Psychiatrist William Glasser, MD and his wife, Carleen Glasser, MA, co-authored a marriage advice book called Eight Lessons for a Happier Marriage. In the book, they mention “seven deadly habits” (they like numbers, it seems) that can lead to marital strife. They are: criticizing, blaming, complaining, nagging, threatening, punishing, and bribing. It seems sometimes in our marriages that we don’t even realize that we are doing some of these things–hence the fact that they are habits I suppose. While I haven’t read the Glasser’s take on these myself, … Continue reading →

Building a Hedge Around Your Marriage

You may have heard the terminology of building a hedge around your marriage. I first became familiar with this term while listening to a pastor at church preach on the subject. But even if you aren’t religious, you can use this advice to help protect your marriage. Did you know that 70 percent of all married men and 60 percent of all married women have had affairs? This information comes from Dr. Holly Hein, author of the book, Sexual Detours. That translates roughly into only one out of three marriages where the husband and the wife are completely faithful to … Continue reading →