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Are You Uncomfortable Being Frugal?

Whenever a lot of money is being spent, I tend to be uncomfortable, even if I am not the one doing the spending. Just hearing about lavish consumption kind of creeps me out. I keep wondering about the mortgage on the friend of a friend’s McMansion or how I could apply the cost of someone’s lavish vacation to building up our retirement fund. I don’t know how to react when friends give their toddlers spa days or I am invited to jewelry parties, or when the suggested contribution to the teacher’s or pastor’s gift is three figures (nothing against our … Continue reading →

Great Frugal Gifts for Teachers

Honor your favorite teachers with thoughtful gifts without going broke. Don’t forget the bus driver, the nurse and anyone else who has taken care of your child this year. The gifts don’t have to be large, and they don’t have to be expensive. Just put a little creativity and thought into each one, and you’ll create a lasting impression, as well as brighten up the day for a special person in your child’s life. Group Present This year, organize a group present. You can do this formally, through the home room moms for a class, or informally, such as asking … Continue reading →

Free Stuff for Teachers

Are you a teacher or do you know one? If so, you might want to keep reading. Now is the time for teachers (including homeschooling teachers in many cases) to take advantage of all of the freebies and discounts that are available. Many name brand stores are featuring teacher appreciation days this week. During a teacher appreciation day, teachers can come into a store and be showered with all sorts of free gifts, coupons and discounts on school supplies. Teacher appreciation days are a great way to help balance the budget, when you are a teacher and are faced with … Continue reading →

Frugal Living Week in Review: December 10th Through December 16th

This past week, we got back to the very practical, from cutting down on waste to stocking your pantry. And there are a few ideas for the holidays, too. Did you miss any of these informative articles? Here they are again in the Frugal Living Blog week in review for December 19th through December 16th. December 10th Ask and Ye Shall Receive Need something? Sure you can go out and spend money for it, but chances are that there is a way to get it for free, just by asking. Here is how. Inexpensive Gifts You Can Make Wow everyone … Continue reading →

Frugal Living Week in Review: November 26th Through December 2nd

It is finally December. I can’t believe how quickly the time has gone by. It has been a year now, since I first started blogging here at Families.com in the Frugal Living Blog. A lot has happened in the world and in my own life. I continue to be in awe of anyone who practices a frugal lifestyle, and I have learned many different ways to save money. I can’t wait to learn even more. I hope that we can help each other in our efforts to save money and provide for our family. And now, here is the Frugal … Continue reading →

5 Great Fitness Gifts for Mother’s Day

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Mother’s Day is coming and for those of you keeping track, it’s one week from this coming Sunday. I think we should honor our mothers all the time, after all – they raised us, they gave us our sense of morality, our joy and our comfort. They kissed away our pain, they cheered on our accomplishments and more. So what can you give to your wife, your mother, your mother-in-law, your sister, your teachers and more – all of who are our mothers or the mother of our children? I’m a Mom I always thought my mom and my grandmother … Continue reading →

Family Activities: Building Fun Baskets for Teachers

Make a family project to honor your child’s teacher or teachers. One of the best ways we can help to immerse ourselves in our child’s school experience is to help teach our children an appreciation and respect for their teachers. Creating baskets for teachers is one of the ways we as parents and our children as students can demonstrate that appreciation for the teachers who spend hours every day helping our kids to learn. Some of the fun basket ideas that you can put together include: School Supply Basket – Fill a gift basket with school supplies that the teacher … Continue reading →

Creative Ways to Tip This Season: Free Gift Cards and More

How many people do you have in your life who are on your tipping list for the holidays? The hair stylist, school bus drivers, teachers, the trash man, the postal clerk or delivery person (there are rules on type and amount), the baby sitter or nanny, the coffee barista and anyone else who provides you a regular service, may all be expecting a holiday tip. At least one service provider of ours actually leaves an envelope just for the purpose. Most of us forget to add tipping expenses into our budgets and may be left with a surprise when we … Continue reading →

Three Ways to Control Impulse Buying at Christmas

The shiny decorations, the pretty lights, the wonderful smells, the bustle of shoppers, the increase in commercials, and the demanding kids all combine at Christmas to raise the risk of impulse buying. Many debt services report that the number of phone calls they get for help really drops off in December, as people put aside the idea of debt and just go ahead and spend. Of course, the calls in January are another story. These agencies often see their highest traffic then, as people find themselves in debt crisis. Don’t let this happen to you. Control your impulse buying at … Continue reading →

How to Start a Home Baking Business

The holidays are an ideal time to start a home baking business. The high demand for treats combined with the hectic chaos of the season means that many people will be looking for short cuts that save time, while still being able to serve and to enjoy high quality cookies, pies, cakes, candies and more. Do Some Research Talk to neighbors, family, friends and co-workers to find out exactly what type of baked goods they would be most likely to buy. This may give you a good idea of what you should offer and if you already have a likely … Continue reading →