Search Results for: blog how grocery stores make you spend more

How to Live on One Income

Is your goal to live on one income so you or your spouse can be a stay-at-home parent, pursue schooling, keep house, or another establish another endeavor? Take the following steps to make sure that you are well prepared for your lifestyle change. Get a New Attitude If you are currently living on two incomes, you may need to make some changes, both drastic and non-drastic in order to make the one income work for your family. Embrace money-saving ideas, such as shopping at yard sales or thrift stores, cooking at home, and bargain hunting. Look at these practices as … Continue reading →

What’s the Best Value: Buying Big vs Buying Small?

Sometimes you have to buy big and sometimes you have to buy small if you want to get the best value for your money. It all depends on the circumstance. At the grocery store, you want to buy big when buying in bulk will save you the most money. Of course, it doesn’t always work that way. Always check unit price and do a comparison of your various options. Usually this works well on items that aren’t otherwise on sale, don’t have coupons, can be used up before they expire or are purchased at a bulk warehouse store where normal … Continue reading →

5 Frugal Practices That May Be Costing You Money

Sometimes even the best intentions to save money fail. Are you losing money while trying to be frugal? Here are five frugal practices that may be costing you money. • Stockpiling Do you still have cans of vegetables from 2001? Have the breadcrumbs gone stale? Stockpiling is a great way to save money and to be prepared for rising prices, but when you have half a pantry full of expired food then stockpiling is costing you money. To solve this problem, don’t give up on the stockpiling, just get a little more organized. Rotate your pantry items and keep track … Continue reading →

Are You Shopping at the Right Grocery Store? Four Steps to Save 20 Percent or More

Choosing the right grocery store can save you 20 percent or more on groceries before using coupons. If you were buying a big ticket item, such as a television or a new washer and dryer, you would do some research and shop around, right? Since food tends to be the biggest general family expense after housing, it just makes sense to do your research before you step foot in your grocery store. Just spending $225 a week on your groceries, adds up to almost $12,000 a year!Imagine shaving close to $2,400 off of that total food bill, doing nothing other … Continue reading →

8 Things Kids Need to Know about Money

It is never too early to start teaching your children about money. While many parents shy away from discussing financial issues with their kids, this can be one of the biggest mistakes that they make. Instilling good habits and a basic understanding about how finances work can give your child an edge that will stay with him or her for a lifetime. 1. There is a difference between the things that you want and the things that you need. Wants versus needs can be a tough concept for kids to understand, but teaching them that real necessities must be met … Continue reading →

Seven Things You Should Never Buy at the Grocery Store

There are certain items in the grocery store that will tend to cost you to spend more money than you should. Cut these ten thing out of your grocery store shopping on a regular basis in order to get the most for your money. 1. Cut up fruit and vegetables. You’ll pay much more for fruit and vegetables that have been pre-cut. While these items can certainly be convenient, it usually isn’t worth the premium price plus the shorter shelf life. If you really want your produce already processed, see if there is a version in the frozen food aisle. … Continue reading →

Four Strategies that Will Reduce Car Costs

When you budget your auto-related and transportation costs, are you including everything? There is the cost of the car itself, the monthly loan or lease payment, plus insurance, maintenance costs, and gas of course. Here are four strategies that you can use, covering each of those areas, to lower these costs, from beginning to end. Saving on Car Payments If you are considering the purchase or lease of a new car, review your options carefully. This is where you can save the bulk of your money. Really think about saving up to purchase a car with cash, if you can. … Continue reading →

Inexpensive Homemade Candy

If you need a last minute gift that will be well received, think about making some inexpensive homemade candies. Homemade candy can be a bit more festive than the usual Christmas cookies but just as inexpensive. Stick with recipes that are simple but delicious in order to spend the least amount of time and money to create your gifts. Plus, since candy can be very rich, you don’t have to make too much of it to still have a significant gift. You will need something to use to hold and present your homemade candy gifts, so start there. Many pretty … Continue reading →

Baby on a Budget

Your new bundle of joy could make more than a significant dent in your finances. Establishing a solid budget for your baby can help you keep everything under control and leave you with enough money for your baby’s future. You might be interested to know that according to the US Department of Agriculture, it can cost up to a quarter of a million dollars to raise a child through age 17! This doesn’t take into account children living at home past age 17, college costs or significant medical expenses that could arise. That is why it is important to establish … Continue reading →

Ways to Save on Spooktacular Halloween Fun

Forget about bloody fangs, hanging skeletons and cackling witches, if you want a real scare leading up to Halloween, try filling up your gas tank in California. An unprecedented spike in fuel prices has added more than 50 cents a gallon to the Golden State’s pump prices. The AAA reported that gas prices hit a record of $4.67 per gallon on Monday morning, though market analysts say that number should fall in the coming weeks. Still, for many families the damage is already done. Now, it’s a matter of cutting back in other areas in order to stop the bleeding. … Continue reading →