Christmas is on December 27th this Year

In case you haven’t heard, there has been a change in the calendar for Christmas Day. No longer celebrated on December 25th, as it has been traditionally. This year, Christmas falls on December 27th. News Year Eve will be celebrated on December 30th or on January 3rd. Is this for real? Yes. That is, it is for real for many people who decide to save money, into the hundreds of dollars by celebrating Christmas and New Years on days that most of us don’t. Celebrating the major holidays on off-days is a trend that has been embraced by more and … Continue reading

A Very Frugal Christmas Part III

As a way of being more frugal this Christmas, I set out to make as many gifts as I could starting with my immediate family.  First I knitted gloves for my husband, a glove ornament for my son, and a garter knit hat for my daughter.  After folding over one hundred paper airplanes using holiday themed catalogs (we get so many in the mail),  I turned my attention to making edible gifts not only for my family but for our extended family members as well. One of the things that my husband absolutely loves are homemade honey roasted peanuts.  I … Continue reading

When the Other Kids Get More

How can you deal with the question of why other kids got more “stuff” for Christmas? This article may help. While I think our kids are blessed beyond what my husband and I could have imagined having when we were young, the fact is that their acquisitions probably don’t measure up in number or value to most of their peers. Partially this is because of the area in which we live, a semi-affluent area where parents can and do provide things for their kids that we cannot even if we wanted to do so. So, I am familiar with what … Continue reading

Three Gifts for Christmas

Three Gifts for Christmas Have you ever found an extra stash of Christmas gifts after Christmas? I’m embarrassed to admit that I have. Nestled in a corner of our bedroom closet was a bag of a couple of items that I had bought for Christmas and then completely forgot about. A growing tradition in many families takes its prompt from the three gifts that the wise men, or magi gave to the baby Jesus. Here is what the tradition of giving gifts the way that the wise men did, and how it can be very meaningful for your family, too. … Continue reading

Why Pets Aren’t Good Presents

This goes without saying, but you can never say it too often because it happens every year: don’t give pets as presents.  If you’re thinking about gifting a pet to someone you love this year, consider very carefully.  Pets are lifelong commitments and responsibilities, not fun presents. Now, I can think of one context in which it could be OK to give a pet for a present: if the person receiving asked for it, knew that’s what they were getting, and understood the responsibilities involved.  That means in most cases, it’s not appropriate to get pets as gifts for children: … Continue reading

Why Smart Shopping Strategies Can Ruin Your Holiday Budget

It is usually the early bird that gets the worm, but when it comes to holiday shopping, the early bird may also get the bigger bills. People who shop the sales may also spend more than those who plan on buying items at full price. It sounds crazy, doesn’t it? But according to the American Research Group studying holiday spending, the average family who shopped early spent 14 percent more on gifts on average, and those who shopped the sales spent a whopping 53 percent more on average. what about online Yikes. Want another strange statistic? Those of us who … Continue reading

Holiday Preparations: Planning

With the start of November, I know it’s time for me to start planning for the holidays. As of today, we have just over a couple of weeks until Thanksgiving and just over seven weeks until Christmas. For many this is their favorite time of the year. But for others it is one of the most stressful. However, I believe that much of the stress could be relieved by preparing and planning ahead of time. Are you starting to think about the cookies to be baked…the meals to be planned…the house that needs cleaning? This can quickly become very overwhelming. … Continue reading

Money Saving Ways to Prepare for Christmas Now!

Yes, the summer is still here, and temperatures may still be in the 90s or higher, but it is a perfect time to start making some preparations for Christmas right now. From gifts and decorations to food and entertainment, making the right moves now will be big savings during one of the toughest seasons for the budget. Stock up on the following items during the summer and fall, while you still can. Fresh Produce You’ll get the best prices on fresh produce right now, thanks to the bounty of late summer. Blueberries, strawberries, cherries, corn and other fruit and vegetables … Continue reading

Sticking To Your Holiday Budget

As we head down the final stretch to Christmas Day, stores are pulling out all the stops to lure in last-minute shoppers with sensational seasonal sales. If you have gotten this far sticking to your holiday budget, don’t be tempted by these late season offers. Often, they don’t save you as much money as you’d think. Procrastinators on a budget should stray from big-box retailers during the final days leading up to Christmas. To preserve your budget, head over to the local Dollar Store for economical gift ideas. For example, if you are looking for a last-minute present for your … Continue reading

Too Many Gifts

I love Christmas, I really do, but I can’t help but wonder how much longer it will be the holiday we all remember from childhood. Every year the stores bring out the decorations earlier and earlier. Christmas trees are up in the stores before the school supplies are even gone. Everything is advertised as that perfect gift for someone on your list. Have we forgotten what Christmas is about? All day long I hear people talking and read online about the shopping, shopping and more shopping. The amount of debt Americans take on every Christmas is staggering. I’m as guilty … Continue reading