Saving Money with Home Repairs

So last month I covered the cleaning aspect of housekeeping.  I mentioned in the beginning of this year that housekeeping encompasses cleaning, home repairs, decorating and organizing. For the month of February, the focus will be on basic home repairs.  Knowing how to do some of these can help save money. This past week I got to experience a taste of this after discovering a leaky pipe in my kitchen.  Normally leaks come from underneath the sink.  But this one was coming through the cabinet next to my sink. It unfortunately required my husband, who is not a plumber, to … Continue reading

Food for Green Thought

It’s a new year and usually I blog about green New Year’s resolutions. But, this year, I read something on Facebook that I wanted to talk about instead. A friend of mine posted a status I am sure she copied from someone else. I won’t post it all because it was rather lengthy, but I will give you the Reader’s Digest version. It talked about how “she” went to a grocery store and the cashier suggested she bring her own bags because plastic bags weren’t good for the environment. She then replied, “We didn’t have this green thing back in … Continue reading

Gospel Questions: About Food Storage

My non-member friend asked me: Why do Mormons stockpile food? Do they think the world is coming to an end? In a nutshell, yes, we do. That answer is a little bit flippant. Let me elaborate. In the Book of Revelations, we read of calamities that will befall in the last days. These are passages that are familiar to those who have read the Bible, and the End Times prophecies are familiar to all Christian religions. The leaders of the LDS Church have encouraged us to put up a reserve of nonperishable food in our homes so that we might … Continue reading

Don’t Throw that Food Out! Ways to Save Food Gone Wrong

Who hasn’t had a recipe turn out wrong, a cake crumble or toast burn? Your first response might be to toss the offending dish in the trash and start fresh. Sometimes you find yourself with leftovers so small that you don’t think they can be saved, so you toss them. My husband is guilty of that one. Being frugal, though, means using what you have and wasting as little as possible. Here are some simple ways to save or reuse recipes that have gone wrong or use up those little extra leftovers. Uneven or cracked cupcakes: Spread a thick layer … Continue reading

Repair or Replace Part 1–Televisions

Most of us are savvy shoppers, we’ve heard of (or at times even taken advantage of) pre and post holiday sales where you can find DVD players for $50, TV/VCRs for $89.99 or computers for $99. Let’s face it, in the fluid world of high tech gadgets, it seems if you wait long enough the price on high-end electronics will eventually dip into an affordable range. That’s why whenever my computer, printer or TV breaks I am always faced with the question: “Do I repair it or replace it?” I was faced with this question about six months ago when … Continue reading

How Being a Stay-at-Home Parent Saves Money

Are you a stay-at-home parent or want to be? Good news! While you may not be earning and income, chances are you are saving a ton of money. Here is how. Child Care Fees Let us start with the obvious, child care fees. If you aren’t staying home with your children, you will probably need to pay for child care. The cost of child care can be high, sometimes wiping out any income you are gaining by working. Obviously this depends on your position and income level, but it is the first expense you should allow for in your budget. … Continue reading

Low Cost Ways to Party

We are planning to have a birthday party for my youngest son at our house in less than a month. We are in the middle of some chaos at the house (nothing new), so we have our work cut out for us to get everything ready. If money was no option, we might just hire things out, but as it is, we are opting for low-cost or no-cost ways to get it all done. Here are the ideas I am batting around today, as we start to make our plans. Cleaning in Pieces In the last few weeks, we have … Continue reading

Save Me Sink Fund

If it wasn’t for our sink fund, we would be in a lot of trouble this week. In fact, even with the sink fund, things are looking a little shaky. This week alone, we lost our water to our house faced with a major repair costing a few thousand dollars to a truck we just bought, after already sinking $500 into this same truck.  Sigh. It has not been a good few days financially. We’ve only owned the truck for about four weeks, did all of our homework, bought it from a relative, and did everything we could have to … Continue reading

Three Reasons to Leave the Stuff in the Store

I was browsing one of my favorite blogs yesterday, I came across a bit of home decor that I had admired for a while on this blogger’s page. She had it hung in her living room, and it looked wonderful. Of course, she got it for free in order to promote the store that carried the products, and as part of a one-day promotion, that particular item was discounted from $59.99 to $19.99, a real bargain. I clicked over to the site and almost ordered the item. Almost, because I know that there were at least three reasons to leave … Continue reading

Seven Ways to Save $1,000 for Your Emergency Fund

Dave Ramsey, financial guru who has helped so many families get out of debt, recommends that most of us start on the path to financial solvency by first saving up $1,000 toward an emergency fund. By having a solid emergency fund, we are less likely to go into debt, should the unexpected happen, such as the home furnace needing to be replaced, the car needing to be repaired, or the experience of a medical crisis. Saving that $1,000 is the first step of Ramsey’s overall get-out-of-debt plan. How can you save that much when there doesn’t seem to be any … Continue reading