You Can Go Broke Saving Money

No one tried to go broke by saving money, but that is just what often happens. Moms trying to save a few bucks on their weekly grocery bill start using coupons and find that they are spending more money each week than they did before. Single gals use Groupon or other social savings apps for their nights out on the town and scramble at the end of the month to pay their bills. Families search for deals and sales when they shop for clothes and spend twice what they anticipated. How does this happen? How can you go broke when … Continue reading

More Ways to Save at Theme Parks

Treating the family to a day at a theme park can put a huge strain on your household budget.  In some cases, paying for two adults and two children to enter, eat, drink and play some games at a reputable amusement park can total more than a month’s worth of groceries, utilities or gas. If you are pinching pennies, but still want to enjoy a fabulous summer day at a major theme park, consider taking advantage of these discounts: GROUP RATES Many theme parks around the country offer huge savings for guests visiting in groups, including companies, schools, religious organizations, … Continue reading

Be Content with What You Have and Save Time

Something funny happens when you start being content with what you have. You gain more time to do the things that you love. No longer are you having to hunt down and scheme for the material things in life, or work harder to afford them. Instead, you can sit back and enjoy the little things that make life worthwhile, all while saving time. Here is a good example. We used to spend most weekends or even weeknights running around doing shopping errands. You know, the typical trips to Target and Home Depot with maybe some groceries thrown in. While we … Continue reading

Seven Ways to Save $1,000 for Your Emergency Fund

Dave Ramsey, financial guru who has helped so many families get out of debt, recommends that most of us start on the path to financial solvency by first saving up $1,000 toward an emergency fund. By having a solid emergency fund, we are less likely to go into debt, should the unexpected happen, such as the home furnace needing to be replaced, the car needing to be repaired, or the experience of a medical crisis. Saving that $1,000 is the first step of Ramsey’s overall get-out-of-debt plan. How can you save that much when there doesn’t seem to be any … Continue reading

You Got a Food Deal Where? Unexpected Places to Save Money on Groceries

I’m a pretty boring person when it comes to grocery shopping these days. I usually only shop at one grocery store per week, although it isn’t always the same one. Some weeks I don’t go to the grocery store at all, choosing instead to stock up on grocery deals in unusual places. Knowing where to go to get certain items can help you decrease your food budget. Check out the following unexpected places to save money on groceries. Dollar Stores If you haven’t been to a dollar store lately, you may be in for a surprise. Many dollar stores now … Continue reading

Are You Shopping at the Right Grocery Store? Four Steps to Save 20 Percent or More

Choosing the right grocery store can save you 20 percent or more on groceries before using coupons. If you were buying a big ticket item, such as a television or a new washer and dryer, you would do some research and shop around, right? Since food tends to be the biggest general family expense after housing, it just makes sense to do your research before you step foot in your grocery store. Just spending $225 a week on your groceries, adds up to almost $12,000 a year!Imagine shaving close to $2,400 off of that total food bill, doing nothing other … Continue reading

How to Turn Your Resolution to Save Money into a Reality

Make sure that you can turn your resolution to save money into a reality when you put the following steps into place. It isn’t enough just to resolve to be frugal or cut back. You have to make a commitment and then know where to begin and how to keep it going. It takes just 21 days, by conventional wisdom, to turn a resolution into a habit. That means with just a little effort each day for the next three weeks, you can start down a path of a lifetime of saving with the end result being financial solvency. The … Continue reading

Seven Ways to Save Money on Everyday Expenses

Minimize the cost of running your home when you use the following tips to save money on those everyday expenses. 1. Combine services It isn’t only your cable service that offers bundling. Once you are done combining your Internet, phone and cable television into one package, move on to other services that be combined in order to save money on your monthly expenses. For example, you can combine your home and auto insurance for a lower overall rate. 2. Pay your bills on time That $5 or $10 a month may not seem like much, but in the course of … Continue reading

Use FIFO to Save

What is FIFO? If I didn’t know better, I would think it was the latest hot Christmas toy in the form of an electronic dog, or a new way time of money management account. FIFO is neither of these things, but a way to store and stockpile and save money by buying the things you need at the lowest prices and then using them in an organized way. To simplify things, FIFO stands for First In First Out. It means that when you stockpile and store things in your pantry, you use up the oldest stuff (the first in your … Continue reading

Where the Early Bird Saves Money

In my home, we have two different camps. Those of us who are the early birds or morning people, and those of us who can party all night, well, at least stay up way past bedtime. Since I happen to be writing this at 4:30 in the morning, guess which camp I fall into. There is something to be said for early birds. Not only do we get the worm, but we also get the savings. That is because if you can get to things early, you can usually get the best prices in the following areas. The Movie Theater … Continue reading