Valentine’s Day Gifts with Heart

According to the National Retail Federation, the average American will spend approximately $125 on Valentine’s Day gifts this year. What the… A hundred twenty five bucks on high-calorie chocolate that will force you to spend even more time in the gym and overpriced flowers that probably won’t live to see the weekend? I barely have enough money to fill up my car now that gas prices have jumped 20 cents in less than 10 days. Believe me; no one in my house is spending or receiving Love Day gifts that exceed $5… if that. Just call me the Valentine’s Day … Continue reading

How to Say “I Love You” Without Breaking the Bank

Listen. Do you hear that? It’s the sound of Valentine’s Day sneaking up on you. Love Day is less than a week away. That’s good news for lovebirds, not so much for eagle-eyed frugalistas looking to preserve their bank accounts in these tough economic times. Given that overpriced flowers, jewelry and chocolate are among the top Valentine’s Day gifts in the United States, it’s no wonder many wallet- watchers get nervous this time of year. Fortunately, there are a variety of inexpensive ways to show your sweetheart how much you love him or her on February 14th. The following simple … Continue reading

Gifts for Single Parents

Am I late or is everyone else still Christmas shopping? I always promise myself I’ll be done by now, but I always end up with lots of last minute gifts to buy. Some people are so much harder to buy for than others, like my Dad, what can he possibly need? I try to get thoughtful gifts, something people wouldn’t get for themselves but in this post I’m going to give you ideas for single moms and dads. As a single mother the gift I needed most all year long was time, there was never enough of it. It’s hard … Continue reading

Salt Dough Ornaments

If your Christmas tree is looking a little bit bare, you can fill it quickly with some home made ornaments. Home made ornaments are generally very frugal, especially if you use inexpensive materials that you already have at home. Homemade ornaments, I think, are more precious than the store bought ones anyway. Every year, we add some home made ornaments to the Christmas tree, and it is always a delight when we take them out of their boxes and hang them on the tree each year. One wonderful way to make homemade ornaments is by crafting them from salt dough. … Continue reading

Frugal Living Week in Review: October 27th Through November 2nd

Here is the Frugal Living week in review for October 27th through November 2nd. October 27th Frugal Living Week in Review: October 20th Through October 26th Have you been thinking about Christmas, yet? It is crazy, but the stores all have their decorations, gift items and accessories all in place. I’ve done a bit of Christmas shopping, using some of my favorite secret spots for a bargain. Check out the article posted last week that talks all about it. October 28th 3 Self-Reliant Ways to Be Frugal Doing things for yourself often means that you will also save money. There … Continue reading

Frugal Month in Review: October 2008

“Delicious autumn! My very soul is wedded to it, and if I were a bird I would fly about the earth seeking the successive autumns.” – George Eliot October has come and gone, but we can still enjoy fall and the celebration of Thanksgiving and all of the great joys of the season. Take a look back at all of the ways to save money that were featured last month. October 1st Frugal Halloween Costumes It is fall and Halloween is approaching fast, are you ready? What do the kids want to be? You can make some great homemade costumes … Continue reading

Year End Savings in January

Many people think once the year is over, and December is gone that the sales and savings stop. This is simply not true. Most stores are in a massive inventory reduction mode to get rid of all the old product. This is not exclusive to discount chains. Most stores in the mall, and retail chains are also getting rid of their 2007 merchandise. The New Year brings new orders, new inventory and a major store clearance event. It doesn’t take much to find them either. Often you will see a huge red or yellow banner hanging on the outside of … Continue reading

Frugal Gift Ideas For Teachers

Teachers are special people in our lives. Often they are almost like another parent to our child, striving to make a difference in the lives of the children they teach. At Christmas or even end of the school year, gift giving is a small gesture to let the teacher know how much you appreciate all that they have done for your child. Finding the perfect gift for a teacher can be difficult. As a former teacher myself, I, like many of my co-workers, appreciated anything I received and even still use many of the items today. However, an often found … Continue reading

Frugal Living Week in Review: December 3rd through December 9th

Can you believe that it is just a few more weeks until Christmas? I have to confess that I don’t even have all of my decorations up or shopping and gift making done, yet. I hope you are doing better in that department than I am! This past week, we have had plenty of holiday articles, from decorating to gift giving ideas, all crafted with tips to save you money this season. Here is the Frugal Living blog week in review for December 3rd through December 9th December 3rd Free Land In the heart of American, towns from far and … Continue reading

How Buying Gifts Each Month Can NOT Be Frugal

Creating a title for this article was difficult, because I always recommend that people purchase gifts throughout the year to make Christmas a bit easier on the budget, it is an extremely frugal thing to do. People tend to overspend when faced with the daunting task of shopping for everyone on their Christmas list in November and December. I still hold true to that, but I have a bit of advice while you are doing it. Typically I suggest assigning a person to each month, which means that person is shopped for during that month. However this year we did … Continue reading