Search Results for: blog life skills that will help you save money

Free Websites that Teach Your Kids about Money

Teaching kids about money, where it comes from, how to make it grow and how to use it responsibly is one of those things that many of us mean to get around to doing, but don’t often seem to complete. In fact, money lessons should never really come to an end. As society, the economy and technology changes, it is important for us all to keep up, and pass on the skills, knowledge and advice to our children. Fortunately, we don’t have to do this alone. There are a few really good websites out there that will help us teach … Continue reading →

How to Save Money on Family Portraits

Family portraits are a nice way to create lifelong memories, celebrate special occasions or craft a favorite holiday gift. You can capture your family moments without spending a ton of money. Whether you get photos of just the kids or the whole extended clan, use the following ways to save more and spend less on all of your family pictures. Portrait Studio Deals and Coupons You can get some good coupons and deals with the chain portrait studios, especially if you are a new customer. They want to get you in the door where you will hopefully love your photos … Continue reading →

Working From Home Works For Retirees

Working from home is an attractive option for people at many different stages in their lives. Today, I am going to look at some of the ways that retirees can benefit from home – based work after they leave the world of traditional work behind. Whether you are currently retired or are thinking of retiring, working from home may be something that works for you. Retirement today is not what it used to be. In the current economy, even those people who have worked hard all of their lives to save money towards retirement are finding that they do not … Continue reading →

College Cuts Reduce Teachers in Disability Program

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Your child’s education doesn’t necessarily have to end when high school is over. Unfortunately, it isn’t so easy to find college programs that are designed to include students who have special needs. When colleges choose to cut teaching positions from the special needs program, it really hurts the students who rely on their assistance. When budgets get tight, something has got to go. Lately, it seems that colleges that are facing budget problems are choosing to alleviate their financial distress by making cuts to the special needs programs. I’m not sure how much this improves the budget of a college, … Continue reading →

When You Want to Stay at Home

Many moms, myself included, learned how to live a frugal lifestyle in order to be able to stay at home with their kids. If you are feeling the same way, but you don’t know where to begin, whether or not staying home could be a reality, or how to convince your spouse that it is possible, keep reading. I have real life advice and experiences. It Costs Less Than You Think For most people, having one parent give up an income to stay at home has less impact on your daily finances than you might think. This is because there … Continue reading →

Another Reason to Clear Out Clutter: Save on Taxes

Every little bit helps, and if you want to get a bigger tax return than you anticipated, it is time to up your deductions. Charitable contributions, including those made as household donations to goodwill or another charity count against the income that you made this year. So, go through your home and get that car filled with stuff that you can claim. You’ll have to get it donated by the end of the year in order for it to count on your 2011 taxes. The first thing that you need to know about donating items to a charity and benefiting … Continue reading →

Does Uncle Sam Owe You Money?

Wouldn’t it be great if you found out that the US Government owed you hundreds or even thousands of dollars? Wow, that would be a great way to start the holiday season, wouldn’t it? Imagine getting a check that could cover all of your holiday expenses and then some. Sound too good to be true? Well, for 100,000 people, it is reality, and you could be one of them. That is because Uncle Sam owes all of those Americans a refund, to the tune of more than $153 million. That is right. It is all because of problems with mailing … Continue reading →

My Story: I was a teen mom

I was pregnant at 17 years old; my daughter was born after I turned 18, though. I would never say I regret having my daughter, she’s one of the best things to ever happen to me, but I will say that my life has been far from easy, and I would never recommend that anyone follow the same path I did. And I was one of the lucky ones… I was lucky that I was far enough through high school when I got pregnant that I was able to finish and get my diploma before my baby was born; I … Continue reading →

Tips For Getting “Tack-Sharp” Focus

Perfect exposure, tack-sharp focus and ideal composition make up the “perfect” photo, although there’s more to art than technical perfection. Mastering your technical skills does allow you to take your photos to the next level, however. Depending on what you are photographing, getting sharp focus is part technique and part intuition. While you can adjust your settings and use the proper equipment, when photographing children, sometimes it’s knowing when to press the shutter, since they can pause or run around at any given moment! With that noted, here are some ways you can improve your chances of getting that tack-sharp … Continue reading →

Replace, Repair, or Make Do?

When a small item in your home breaks, it’s an easy enough thing to toss it out and buy a new one. But when something larger breaks down, you then have a decision to make. Is the item able to be repaired? Can you live without it or continue to use it in its current condition? Or is it time to get a new one? Sometimes the item isn’t really a need, but a want, and you really can live without it. Sometimes going through the hassle of a repair is more emotionally costly than financially expensive. Only you can … Continue reading →