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Living (and Buying) Unconsciously

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Oprah Winfrey has been doing a series of shows titled America’s Debt Diet. During these shows, she has followed three families and their struggle with enormous debt. One way that Oprah explains why people get into so much debt in the first place is that they are living unconsciously. This thought really intrigued me. The more I thought about it the more I realized that it was true. Living unconsciously happens when we make decisions without regard to their consequences. We might do what feels good or makes us happy at the moment and repress thoughts of consequences or repercussions. … Continue reading →

More Ways American’s Waste Money In The Kitchen

American’s waste money everyday. In fact, the kitchen is one of those places where it’s easy to waste money. The cost of food has risen dramatically over the years, and wasting it in anyway, wastes money. Yesterday I showed you two ways that American’s waste money in the kitchen. Today, I will give you a few more ways. Appliance Shopping Sometimes, you have to spend a little money to save a little money. But sometimes you waste that money when you think you are about to start saving some. Appliance shopping is tricky, and needs to be considered carefully before … Continue reading →

Two of the Biggest Ways American’s Waste Money In The Kitchen

There are so many ways Americans waste money every day. Sometimes, when I see how other families spend their money, I want to cringe. But the thing is, saving money is a personal choice. However, there are a lot of ways that you can save money on food costs, just by changing a few habits. Eating Out Eating out has become an American past time. In fact, American’s do it far more than any other country. However, it is a wallet slimmer every time. A meal for five at a restaurant, depending on what type you have chosen can cost … Continue reading →

Holiday Stress: Managing the Spending This Holiday Season

We’ve talked about the problems that financial stress can have on a marriage and during the holiday season, arguments over money and how you are spending it on presents for the kids and more can seem inevitable. Making the right decisions on how to spend your money can be hard most of the year, but when it comes to Christmas shopping and looking for the right presents for your kids and more – it can a great deal more difficult. The Past Affects the Present For years, my husband and I both made a decent income with extra disposable cash … Continue reading →

Marriage Problems or Money Problems?

Money problems can be one of the worst sources of stress in a marriage. If you and your mate recognize that it is the stress of financial problems that is causing strain in your marriage, you’ll be less likely to take things out on each other. Instead, you can work together to find solutions to these problems and avoid resentment. First, sit down and discuss the situation with your spouse at a convenient time. Go over the bills and decide together which ones must be paid first. Pay what you can and decide how to deal with the rest. This … Continue reading →

4 Tips for Overcoming Financial Stress in Marriage

Arguments over money and how money is managed may seem inevitable in any relationship. After all, it’s hard enough to make the right financial choices without taking into account someone else’s feelings and ideas. It can be even more difficult when you are both coming from different financial angles and pasts. So if your styles of dealing with money are different, here are 4 tips for overcoming financial stress in marriage. Be frank in discussing how you and your families handled money and how it went when you were growing up. It’s important for both of you to understand where … Continue reading →

Great Ways to Cut Your Food Costs (3)

On the last day of this series on cutting your food costs, I’d like you to choose two from each day and begin implementing them into your daily life. If you start slow and only do a couple, you will see savings and you will begin to make it a habit. As you go, continue to try more and more of these tips and you will soon be an expert at shopping for food and providing low-cost meals to your family. Here are my final tips in this series: Purchase skim milk instead of whole or 2%. The lower the … Continue reading →

Great Ways to Cut Food Costs (2)

Frugal living is a lifestyle, and should be implemented into all aspects of your life. Yes, even food. Here are some more tips to help you reduce your monthly food costs and help you save both time and money! Learn how to use leftovers in recipes. Here is a great article with a few recipes and here is another one. When using your oven for cooking, try to bake more than one dish at a time. You might need to add a couple more minutes, but it’s better than having to waste energy by reheating an oven multiple times. You … Continue reading →

Great Ways to Cut Your Food Costs (1)

Let’s face it, food is expensive. Grocery shopping multiple times per month can not only be stressful, but can wind up costing a lot more than it should. I’ve compiled a three part series of tips to help reduce your food costs each month and help you save both time and money! If you try implementing even a few of the ideas provided in the series, you can reduce your food bill dramatically. When I started using methods to cut our grocery costs, I wound up cutting my bill in half by only implementing a handful of these tips. As … Continue reading →