Teaching Money to Kids

At a Glance: Product:  Family Mint Money Management Certification Program Ages:  10 and up.  You can begin as early as 6 year old if you use the website as well. Use:  A family tool to teach children to how to handle money properly to ensure a secure financial future. Duration:  2 months Homeschool Method:  Any.  The program includes online resources and a workbook.  If you prefer the workbook only it is all inclusive and no internet needed. Cost:  $29.99 as a special introductory offer for the 60 page workbook plus a lifetime subscription to FamilyMint Premium and online only for $24.99 a year … Continue reading

Increase Your Earning Power Right Now!

There are two ways to be more financially solvent: cut your costs or earn more money. While there is nothing wrong with using coupons or getting the best prices on your purchases (we stretch our money in many ways), you may get a bigger bang for your buck, so to speak, when you increase your income. After all, while there may be a limit to how much your save, there isn’t a limit on how much you can potentially earn. 1. Earn money on the side The easiest way to increase your earning power is to start a side business. … Continue reading

Understanding How You Got Into Debt

For most of us, debt comes softly. Bills sort of sneak up until you are left wondering what happened. Understanding how you go into debt is very important. This understanding will not only help you to get back out of debt, but it will also help prevent you from getting back into it. Try to trace back to a time when you weren’t in debt. What was different? Have you always been in debt? What did you learn about handling money from your parents? Common causes of debt include spending more than you make, or overspending, a sudden or unexpected … Continue reading

Manage What You Can to Increase Your Income

Increasing your income can be easier than you think. You just need to stop concentrating on the things that you can’t change and start focusing on the things that you can. Managing the areas that are under your control is a quick way to start making your money grow. There are some things that you just can’t control when it comes to your money. Two good examples are if the stock market goes down or if gas prices go up. You can’t really manage those things. You can, however, manage other areas to increase your income. Manage Your Debt Finding … Continue reading

Do You Want to Go Back to School?

We often think of school as something we complete before we have a family. But more and more often, we’re seeing husbands and wives decide to go back to school after they have one, two, or more children. They want to improve themselves or they are hoping to increase their eligibility for better employment. What are some of the things to consider when making this decision? 1. Can you afford tuition? There are many student loans and scholarships available, but what if you don’t receive a full ride, and what if the student loan payments are outside your budget? Sit … Continue reading

Moving Towards Your Home Based Business

Since starting your own business is no small feat, it can seem overwhelming. If you break it down into smaller, more manageable steps that you can take action on day by day, you increase your chances of moving “start my business” from your to-do list to your to-done list. Here are a few suggestions to get you started. First, have a good brainstorming session to get yourself moving in a direction towards figuring out what business you will start. Make some time for yourself to do it, and get a piece of paper (or two, or three) and write down … Continue reading

Money That Works

Is your money sleeping? Hopefully it’s not sitting under the pillow, but it may not be working for you. If your money isn’t working for you, it is time to wake it up. A savings or checking account is good for everyday use, but that money rarely makes a lot of money. How do you wake it up and set it to work? The most obvious choice for many is investment vehicles like mutual funds. These tend to accrue money over time, but not necessarily in the short term. Another somewhat less obvious choice is grants. For example, when we … Continue reading

Are Things Getting Better, Worse or Staying the Same?

As a single parent, it can sometimes feel as though we are slogging along in a grand swamp and that we will never get to shore or even see the clear light of day again! I know that sounds terribly dramatic but who among us has not had those days when we wonder if we are on a treadmill and just working hard at getting nowhere? Whether you are in the midst of all of the legal proceedings of a divorce, dealing with the seemingly unending grief and loss, or trying to get ahead financially in the building of your … Continue reading

Groups at Risk for Post Partum Depression

Certain groups of women may be at increased risk of developing post partum depression after the birth of their babies. Recent studies have shown a higher rate of post partum depression among African American and low income women. A study at the University of Iowa included over 4,000 women, all of whom had a baby in the previous four months. When race was compared, researchers found the incidence of post partum depression was higher among African American mothers compared to Caucasian mothers. The study found that Latina mothers had a lower rate of post partum depression than either African American … Continue reading

Making Money with Your Website (1)

Did you know that you can actually make money with your website or blog? Thousands of people already do this, making enough money to “quit their day jobs” and support themselves with income earned directly on their website. How do they do it? Read on to find out some of the avenues for making money on the web. Many people make money from their website or blog through advertising revenue. Advertisers will pay you for your valuable website space. All you need to do to collect this money is to sign up with an ad service, such as Google’s AdSense … Continue reading