The ABC’s of Frugal Living: 26 Tips to Live a More Frugal Life

The ABC’s of Frugal Living – 26 Tips to Live a More Frugal Life The frugal living blog at families.com is chock full of great information to help you live a more frugal lifestyle. We all strive to save money and the bloggers in this category are here to help. A: Amazing Dates Have a date night for less! New Cheap Date Ideas A Cheap And Fun Date Idea It’s Date Night Date Night On a Budget B: Budgeting Make a plan and stick to it. Be sure you watch where your money goes each month and try to do … Continue reading

Living (and Buying) Unconsciously

Oprah Winfrey has been doing a series of shows titled America’s Debt Diet. During these shows, she has followed three families and their struggle with enormous debt. One way that Oprah explains why people get into so much debt in the first place is that they are living unconsciously. This thought really intrigued me. The more I thought about it the more I realized that it was true. Living unconsciously happens when we make decisions without regard to their consequences. We might do what feels good or makes us happy at the moment and repress thoughts of consequences or repercussions. … Continue reading

Oprah’s Debt Diet: Phase Two…Planning a Monthly Budget

This year Oprah Winfrey has been challenging Americans to get out of debt and take control of their spending. She calls this America’s Debt Diet. Phase Two of the debt diet starts with planning a monthly family budget To begin a monthly budget for your family, write down all of your monthly expenses, estimating as best as possible. Here are a few things to keep in mind when looking ahead to your expenses: * Take a look at your calendar and note upcoming events that might cost money. * Make sure to account for unexpected or emergency expenses. Perhaps you … Continue reading