Search Results for: blog qualities that will get you more money

When the Other Kids Get More

How can you deal with the question of why other kids got more “stuff” for Christmas? This article may help. While I think our kids are blessed beyond what my husband and I could have imagined having when we were young, the fact is that their acquisitions probably don’t measure up in number or value to most of their peers. Partially this is because of the area in which we live, a semi-affluent area where parents can and do provide things for their kids that we cannot even if we wanted to do so. So, I am familiar with what … Continue reading →

Learn How to Make Decisions, and You Can Save Money for Life

I used to have a terrible time making decisions in life. It all came to head one week when I had three different job offers and no clue which one to take. I resorted to putting the names of the companies in a hat, flipping a coin, calling every good friend I knew for advice and more. The deadline to make a decision was fast approaching. How did I solve it? A blown-out-tire forced me to choose the job that was the closest and easiest to place to make the commute. Pathetic, no? I vowed after that to work on … Continue reading →

No More Sticky Situations

Do you steer clear of using vellum in your scrapbook layouts because you have problems getting it to adhere to cardstock without looking messy? The transparent specialty paper has a bad reputation with some scrappers because most adhesives show through vellum. I mentioned some ways you can solve this issue in a previous post, but I neglected to suggest one of the easiest solutions: use thicker types of vellum. The thicker the paper, the less you can see through it. However, the downside of using thick vellum is that it can be hard to cut properly. If you’re having trouble … Continue reading →

Frugal Living Versus Earning More Income

One debate about living frugally is whether to concentrate on saving money by frugal living or whether to spend that same time concentrating on earning a higher income. Both sides of the debate have valid points. Here are just a few. There is only so much you can save. While you can save a significant amount of money by frugal living, at some point you reach an end. You can live off of the grid, raising your own food and clothing but at some point, there is no more to save. In comparison, income is limitless, at least in theory. … Continue reading →

Three More Ps in Marriage

Yep, I’m still in the Ps. Here is one positive P, one neutral depending on how you react, and one you definitely don’t want to have in your marriage. Praise Every single person responds to genuine praise. It not only makes a person feel good, it makes them more inclined to do more things that will earn them further praise. Just as good parents praise their children when they do something right, or pleasing and respond appropriately, so we need to praise our spouse. Praise them as often as you can for the thoughtful things they do, for helping out … Continue reading →

The Pros and Cons of Getting Married Later

Yesterday we looked at the problems that are encountered with young marriages. Today we will look at older marriages. There can be many pluses in getting married later but are there any pitfalls in later marriages? Advantages The couple getting married has had time to establish their careers first or to travel. Presumably if they have been working longer and moving up in their careers, this will also mean they will have more of a bank balance behind them, though this is not always the case. Some people earn a good income but spend it as fast as they earn … Continue reading →

Qualities that Will Get You More Money

If you can foster the following qualities in yourself, then you will wind up with more savings and a better budget. Here are some things that every frugal living person should have. Patience The old saying may be that “time is money,” but we can turn this around to mean that being patient with time is more money. How? Well anytime that you can be patient with a purchase you will generally save money, whether it is waiting a year for the price of that new gadget to go down, shopping around for a new mortgage or saving up for … Continue reading →

Is the Night Shift for You?

My sister in law is a labor and delivery nurse and like many young nurses, in order to get her foot in the door she had to do the night shift for several years. To avoid the costs of daycare, my mother in law (aka superwoman) actually worked the graveyard shift–also as a nurse–and then came home and did the supermom thing all day while my father in law went to work. I’m pretty sure that if I were in the medical profession, I would probably make a mistake that would cost someone their life while working all hours of … Continue reading →

Are You Sinking Your Ship?

Are you two bucketfuls away from disaster? You may be unintentionally sabotaging your savings and sinking your household ship. One of my favorite dead people is Benjamin Franklin. Now maybe this is because I live in Pennsylvania, and I am not too far from Philadelphia and Franklin is a big part of local history as well as the history of our country. But I think it goes a little deeper than that. Franklin was a true innovator, creative and true. I see those same qualities in many of the frugal people that I meet. One quote of Franklin’s goes like … Continue reading →

Budgeting with Your Spouse

When it comes to budgeting with your spouse, you may find that one of you is more “into it” than the other one. There are several different personality types when it comes to dealing with money. One type is the person who tracks absolutely every penny, and rigidly assigns every dollar a very specific category. Another type is the non-spender—he never wants to spend a dime. A third type is the spender—she spends every penny as fast as she can and then spends some more. A fourth type is a semi-budgeter—he starts the month with a plan, but midmonth loses … Continue reading →