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How Being a Stay-at-Home Parent Saves Money

Are you a stay-at-home parent or want to be? Good news! While you may not be earning and income, chances are you are saving a ton of money. Here is how. Child Care Fees Let us start with the obvious, child care fees. If you aren’t staying home with your children, you will probably need to pay for child care. The cost of child care can be high, sometimes wiping out any income you are gaining by working. Obviously this depends on your position and income level, but it is the first expense you should allow for in your budget. … Continue reading →

Five Unconventional Ways to Save on Everyday Expenses

You use coupons at the grocery store, combine errands to save gas, and watch your spending to save money, but is there anything else that you can do to save on your everyday expenses? Probably. Take a look at the following unconventional ways to save. You just may be able to save hundreds in just a few hours. 1. Cut your property tax. With the economic downturn home values have decreased by thousands of dollars. However, your property tax assessment probably doesn’t reflect this new value, which means that you could be paying taxes on a home value that isn’t … Continue reading →

More Summer Cash Savers

Money doesn’t grow on trees, but you can certainly save some cash this summer by taking advantage of Mother Nature’s goodness. Don’t let soaring food prices put a damper on your seasonal fun; rather, consider growing your own fruits and vegetables in order to preserve your family’s household budget. You might be surprised by how a little farming can yield big savings for the average American family. According to the Wall Street Journal, for every $1 you spend on green bean seeds, you have the ability to grow an average of $75 worth of produce. In addition, for every $1 … Continue reading →

Summer Cash Savers

Don’t let the calendar fool you—summer is officially here, at least in my neck of the woods. We have been sizzling in 90-degree (plus) heat for more than a week. Despite the crazy hot temperatures, my daughter and I saw a man cutting his lawn with a push mower at 11 a.m. yesterday when the mercury had to be pushing 89 degrees. Come to find out, the guy is not as nutty as I thought. In fact, he’s probably smarter and richer than most of us who use a power mower to cut our grass. According to the Environmental Protection … Continue reading →

Build a List of Service People to Save

When your pipe breaks, do you reach for the first local plumber that you can find? If so, you may be paying more for your services, a lot more. To prevent having to pay top dollar for the services you need, you can build a list of reputable and reasonable service people now, before you need them. This works for service for your home and for your health. First, determine where you would like to keep your list, electronically or in a home binder. Next, figure out the service people that you may need. If you have someone for the … Continue reading →

How to Save on Pumpkins

This time of year, everyone wants pumpkins. I am embarrassed to say that one year we wound up spending $50 on pumpkins for decorating. That seems like a lot to me. Of course, a friend of mine thinks that is a bargain. She routinely spends about $200 on pumpkins, hay and other fall decorations for the outside of her home. I have other things that I would like to spend that money on, although we do like to have our pumpkins. So, if you feel the same way, you might want to read the following tips. They may help you … Continue reading →

How to Care for Your Garden Hose

Spring has sprung and you may now be ready to drag out your garden hose. From cleaning off outside furniture, to watering your lawn to gardening, a garden hose is one of those must have items that every homeowner needs. Unfortunately, too many of us will find that when we drag that hose out to use it in the spring or summer it will be useless. Proper care of your garden hose is important to extend its useful life and save you money on replacing it. We’ve been guilty in the past of not caring properly for our garden hose, … Continue reading →

Save Money on Your Lawn

Summer will be here soon. Do you know how much money you spend on mowing and maintaining your lawn? Better yet, do you know how much you can save on this expense? Read on. Do It Yourself Right off the bat, you’ll get the most savings when you do it yourself. Even if you are unsure about seeding or fertilizing, you could could save by mowing your lawn yourself. Cost savings: $20-$100 per week. Maintaining the Mower Keep your lawn mower in good shape. Maintaining the lawn mower will go a long way to making it last longer. Read the … Continue reading →

Save Now for Summer Travel

Summer seems light years away, especially when you are stuck in the middle of the frozen tundra, with another 10 plus inches of snow headed your way in the next 24 hours. Sigh! Such is life in Wisconsin. Still, if you are looking to save on summer travel, now is the time to get planning. Never mind that the nighttime lows are in single digits and your lawn is buried under a foot of dirty snow. Experts are adamant that early birds will get the worm when it comes to scoring super summer travel savings. Of course, you need to … Continue reading →

Don’t Water Away Your Money

When our rent bill came last month, I was startled to see that it was over a hundred dollars more than we usually pay. I read down the itemized list to see what on earth had happened, and saw that the water portion of the bill was through the roof. We had been watering the lawn, but my husband had been overseeing that particular chore, and I didn’t know how much he’d been using. When he came home that night, he explained he’d been doing quite a lot of watering, but after seeing the bill, he said he would cut … Continue reading →