You Can Go Broke Saving Money

No one tried to go broke by saving money, but that is just what often happens. Moms trying to save a few bucks on their weekly grocery bill start using coupons and find that they are spending more money each week than they did before. Single gals use Groupon or other social savings apps for their nights out on the town and scramble at the end of the month to pay their bills. Families search for deals and sales when they shop for clothes and spend twice what they anticipated. How does this happen? How can you go broke when … Continue reading

You Got a Food Deal Where? Unexpected Places to Save Money on Groceries

I’m a pretty boring person when it comes to grocery shopping these days. I usually only shop at one grocery store per week, although it isn’t always the same one. Some weeks I don’t go to the grocery store at all, choosing instead to stock up on grocery deals in unusual places. Knowing where to go to get certain items can help you decrease your food budget. Check out the following unexpected places to save money on groceries. Dollar Stores If you haven’t been to a dollar store lately, you may be in for a surprise. Many dollar stores now … Continue reading

How to Turn Your Resolution to Save Money into a Reality

Make sure that you can turn your resolution to save money into a reality when you put the following steps into place. It isn’t enough just to resolve to be frugal or cut back. You have to make a commitment and then know where to begin and how to keep it going. It takes just 21 days, by conventional wisdom, to turn a resolution into a habit. That means with just a little effort each day for the next three weeks, you can start down a path of a lifetime of saving with the end result being financial solvency. The … Continue reading

Grocery Savings without the Fuss

There are many different grocery savings tips out there, but most of the general advice involves spending a lot of time cutting coupons, driving from store to store, shopping at odd times, and creating a full-blown price book. For many of us, that is just too much fuss and a larger time commitment than we can handle right now. The good news is that you can still lower your grocery bill without all of the fuss by just following a few simple rules. 1. Find the right store and stick with it Without going crazy, compare prices on a few … Continue reading

Where the Early Bird Saves Money

In my home, we have two different camps. Those of us who are the early birds or morning people, and those of us who can party all night, well, at least stay up way past bedtime. Since I happen to be writing this at 4:30 in the morning, guess which camp I fall into. There is something to be said for early birds. Not only do we get the worm, but we also get the savings. That is because if you can get to things early, you can usually get the best prices in the following areas. The Movie Theater … Continue reading

Amazon Delivers Groceries

I am the mother of a toddler and an infant. I don’t enjoy going shopping with two little ones in tow. I am always looking for ways to save money, and I love having things we want or need shipped to the house. I admit it; I’m an Amazon Mom. I love getting diapers and other baby and kid essentials delivered in exchange for an Amazon Prime membership, which gives me free two-day shipping. When I was a little girl my friend down the street got deliveries from the milkman. I didn’t know why my mom didn’t do that since … Continue reading

Thinking Ahead to Save Money

A little thinking ahead can save you a lot of money. for example, have you ever had to pay a late fee for not getting a bill or a form in on time? Don’t put things off. Make thinking ahead a part of your normal lifestyle, and you will reap the rewards. Recently, my daughter has been taking ice skating lessons. I was chatting with one of the other parents while the kids were pretending to eat a pizza off of the ice (sound strange, but it is way to practice balance). I found out that we actually paid 10 … Continue reading

Coupon Pitfalls to Avoid Part 3

Are you spending more money when you use coupons than if you didn’t use them at all? Maybe. Coupon pitfalls are easy to fall into. As you have seen with my last two posts, it is easy to spend a lot when you use coupons, even though your goal is to save. Manufacturers know all of the tricks to get you to spend, and they often use the promise of saving with a coupon to do so. The grocery stores have their own strategies regarding coupons as well. Not knowing coupon policies Each grocery store chain has its own set … Continue reading

Benefits of Living on One Income

In this time when it seems many couples seem almost to feel they cannot exist without two incomes, let me suggest a few benefits of being a one income family. Early on in our marriage we made the choice I would stay home while the children were young, because we thought it was important. Neither of us wanted to leave the raising of our children to others. Basically we thought it was vital to be able to spend time with them and teach them and shape their values and attitudes. Obviously the more time you spend with children the more … Continue reading

Can You Live on One Income? Calculating Food Savings

In the first part of this article, Can You Live on One Income? Food Costs, I talked about the statistics for eating out versus cooking at home and did some initial calculations. Now lets take a look at calculating the savings from being able to cook at home and through smart food shopping. We’ve now spent $270 a week on eating out, or $1080 for the month. Remember that this a conservative number and doesn’t include meals for the times you aren’t eating out. Analysts tell us that eating at home costs 50 percent less than eating out, on average, … Continue reading