How to Turn Your Resolution to Save Money into a Reality

Make sure that you can turn your resolution to save money into a reality when you put the following steps into place. It isn’t enough just to resolve to be frugal or cut back. You have to make a commitment and then know where to begin and how to keep it going. It takes just 21 days, by conventional wisdom, to turn a resolution into a habit. That means with just a little effort each day for the next three weeks, you can start down a path of a lifetime of saving with the end result being financial solvency. The … Continue reading

The Krazy Coupon Lady Helps Improve Your Couponing

We all know that using coupons is a great way to save money. The trend now is to find ways to take those coupons and make the most of them. In order to do this successfully, you need to really be on top of the current deals, know where to get the best coupons, and figure out what store it is most advantageous to use those coupons in. If you don’t have the time to do this research yourself, don’t despair! Let the Krazy Coupon Lady help you. My husband and I tend to use a lot of coupons when … Continue reading

Being Frugal Is A Way Of Life – New FL Blogger Intro

Finally, I’m writing my Frugal Living introduction post. Better late than never, I always say. I wanted to say hello to my fellow FL living blogger Mary Ann Romans, and all of Families.com new bloggers. Since starting with this website about a month ago I’ve been having a lot of fun writing in my various topics. Being able to share and learn is a wonderful thing. As the title of my blog today states, being frugal truly is a way of life, not just one area of it. Many times someone may start out counting pennies in the area of … Continue reading

Benefits of Living on One Income

In this time when it seems many couples seem almost to feel they cannot exist without two incomes, let me suggest a few benefits of being a one income family. Early on in our marriage we made the choice I would stay home while the children were young, because we thought it was important. Neither of us wanted to leave the raising of our children to others. Basically we thought it was vital to be able to spend time with them and teach them and shape their values and attitudes. Obviously the more time you spend with children the more … Continue reading

The 80/20 Grocery Rule

Okay, so you don’t want to bother clipping coupons, watching sales and hunting down the deals that disappear once you get to the grocery store? You can still save quite a bit of money on your grocery bill if you just follow a simple little rule. Take advantage of the 80/20 rule the next time you are out grocery shopping. Basically, what this means is that you make specific choices for basic food. A full 80 percent of the food in your cart should be of basic form. For example, a bag of carrots would fall into this rule, while … Continue reading

A List of the Best Generic Brands

Buying the store brand of an item, from diapers to food is usually a great way of saving money, especially if you don’t have coupons. But let us face it. Some generic brands are better than others. It can be intimidating trying new generics when you have never tried them before. You don’t want to wind up with a leaky diaper or sour mayonnaise. Over the years, my friends and I have tried many different kinds of generic items. You can use our experience to make the best choices, and to save yourself both the legwork for trying different generic … Continue reading

Help For the Single Mother

The costs of raising our precious children are staggering. Over the years it has increased a great deal and this will only become more monumental in the years ahead. A two-income parent family is almost a necessity these days for most families. The two-parent family that has only one parent working outside the home is rare these days. You will usually find the other parent doing something anyway from home to contribute in some financial aspect when this is the case. You can then imagine how difficult it is to survive on one income as most single parents do. You … Continue reading

Giving Yourself a Raise

If you have ever worked outside of the home, then you have probably looked forward with eager anticipation to your annual raise. You might have even worked a little harder in the days or weeks leading up to your annual review in order to make a good impression. Well, even if you work only in the home or would just like some extra money somewhere, you could give yourself a raise. After all, you’ve earned it. To give yourself a raise just work a little harder to have more available income. There are several ways to do this, so you … Continue reading

How the Lady at Trader Joes Cost Me $13

Yes, Trader Joes can sometimes tempt me to spend more than I thought I would, but this story isn’t about that. Instead, the lady at Trader Joes cost me $13 for a different reason. Here is my story. We have been having a rough and busy few weeks, and the kids have definitely been affected. We’ve made trips to the hospital, trips to the doctor and trips out of state. We’ve had late dinner and bedtimes and our phone went out due to old wiring in our home. This afternoon, we headed over to Trader Joes grocery store to pick … Continue reading

Is Quality Time a Myth?

Working women are you short changing your spouse and your children? When talking yesterday with Mick about the blog I’d written about working women and marriage, he came up with several comments I thought were worth noting about the amount of time spent with children in particular. Yes, we‘ve all heard the phrase ‘quality time’ and how parents should spend ‘quality time’ with their spouse and their children. But what does this mean exactly? The reality is that if they are working full time, the amount of time the working woman can realistically spend with their spouse and children is … Continue reading