Seven Ways to Save Money on Everyday Expenses

Minimize the cost of running your home when you use the following tips to save money on those everyday expenses. 1. Combine services It isn’t only your cable service that offers bundling. Once you are done combining your Internet, phone and cable television into one package, move on to other services that be combined in order to save money on your monthly expenses. For example, you can combine your home and auto insurance for a lower overall rate. 2. Pay your bills on time That $5 or $10 a month may not seem like much, but in the course of … Continue reading

Saving Money on Frontline

This week it was time to buy more Frontline medication. I like to buy in bulk, as long as I can be assured that the meds won’t expire before the year is out. I selected 12-month packs of feline and canine Frontline and put them in my virtual shopping cart, and then was amazed at the price. $300? That seems like way more than I’ve ever paid for it before. When my husband came home, I asked him about it. Did he remember their flea/tick medicine costing this much, because I didn’t. He said no, although it was maybe $200 … Continue reading

Save Money, Buy Generic

One of the easiest ways to save money at the grocery store is to buy generic. Just about every item you buy has a store or generic brand and the quality has improved so much over the last several years that you may not be able to tell the difference between brand name and generic. I am not brand loyal, except for ketchup, so I will always try the store brand if it’s a good enough bargain. I did some searching online and found several things that financial experts say you should always buy generic. *Over the counter medications- the … Continue reading

Ways to Save Money on Health Care

Health care is expensive, and the price seems to keep rising. Families are going to have to find ways to save some money on health care. Some of these tips are only going to work if you already have health insurance. Other hints could help even those of us who can’t find affordable health insurance. A study done by the Kaiser Family Foundation found that the cost of annual premiums for employer sponsored health insurance has increased by 9% from 2010 to 2011. Health insurance now costs around $4,129 a year for families, and about $921 for individuals. Since you … Continue reading

Five Ways to Save Money on Prescription Medication

Even with insurance that covers prescriptions, medication can be expensive. Here are some tips to help you save a little money on your prescriptions! Money saving tip number one: Go generic! Many name brand medications are now available in a generic form. Generic medications are tested for safety and ability to treat diseases the same way name brand medications are. They work the same… for a LOT less. For example: my name brand Zoloft used to cost around $90 per month (without insurance). The generic version cost less than half that when I first made the switch. If you do … Continue reading

Saving Money on Prescriptions

Have you noticed how expensive prescriptions are getting these days? I’m not sure how anyone can really afford them. I keep saying it, but it is true. Fortunately, there are a couple of tricks that you can use to save money on prescriptions. Here they are. Wal-mart $4 Wal-mart has a promotion in which they charge only $4 for many common prescriptions. Wal-mart lists more than 360 prescriptions that qualify for the discount. To take advantage of this, you can print out the list of medicine names and take it with you the next time you visit the doctor. Very … Continue reading

Saving Money on Medication

Medication, whether it is prescription or over the counter, seems to be getting more and more expensive these days, even with insurance. The other day, for example, I had to pay full price for a common medication because the number of refills my insurance company allows was up. This got me thinking about some of the ways we can save on medications without compromising our health. Here they are. Try reputable mail order. Some insurance companies require you to get refills filled through mail order, rather than through your neighborhood pharmacy. And even if this doesn’t apply to you, you … Continue reading

Need a Little “Fun Money”? Donate Plasma

Perhaps I should start by clarifying. I am not talking about your plasma television. I am talking about your blood. Okay, technically the yellow liquid part of your blood that suspends blood cells. I used to sell my plasma back in college. At the time, I sold my plasma for purely selfish reasons – pizza, beer and text books. If you live in a town near a college, the chances are probably pretty good that you have a plasma donation center near you. The process is actually quite simple (if you are not squeamish about needles, that is). You start … Continue reading

Sign up for Free Samples and Save

In my bedroom right now is a basket that contains a good number of samples of shampoo, conditioner, body wash, soap, toothpaste, dental floss, and lotion. I take from the basket on a regular basis. Each sample yields anywhere from two to ten uses before the envelope, bottle or other container is discarded. I currently have enough samples to last me a few months before I have to break down and actually purchase any of these products. In the kitchen, I have samples of vitamins, granola bars, fruit snacks, protein shake packets, pain reliever (I keep medications out of reach … Continue reading

Save Big By Traveling Smart

Believe it or not there are ways you can save on a dream vacation without having to sit in a plane’s cargo hold or sleep in a roach-infested motel. One way is to learn the importance of timing. Deciding when to book a trip is critical when you are traveling on a budget. For example, you will be hard pressed to find cheap airfare to Hawaii during the winter holidays; however, if you are able to vacation in early fall or late spring, you can save up to 50% on airfare to the “Aloha State.” Fall is one of the … Continue reading