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Surviving the Economy: Expect the Unexpected

I know that we are all tired of hearing about how awful the economy is and how things will probably get worse before they get better. While this may all be true, it doesn’t help us much in terms of our own financial situations. So I thought I would share some practical advice about what we can do now to ensure that our families survive the current economy. One big thing that we can all do right now is to watch ahead for the unexpected in terms of major expenses that might really do us in. With unemployment due to … Continue reading →

Supporting Each Other in Times of Unemployment

Few things cause stress in a marriage like lack of employment, and with the economy suffering as it has, we’re seeing more and more couples facing this challenge. Money does strike at our sense of security, and when we don’t feel secure, it’s hard to concentrate on anything else, including our relationships. When the husband or wife is unemployed, it’s more important than ever that they stay united. Sometimes there is a tendency to blame the person who lost the job—if they’d only been a little more diligent in their work or a little more punctual or a little more … Continue reading →

Save Money on Travel

Even in a budget-conscious economy, you can still travel and enjoy a family vacation. While “staycations” are a big trend right now (staying home for vacation instead of traveling), they may not be your thing. And in fact, with some proper planning, you may be able to save more than the people who load their staycation with expensive activities. Here are some tips on how you can save money on travel. Off Season Travel to your destination in the off season. This is the number one way to save some serious money on your travel. Off season travel can cut … Continue reading →

Money Saving Steps to Take When You Are Laid Off

Unfortunately, many people I know are being laid off or forced to cut their work hours and income. And if the analysts are correct, things may just get worse with more people out of jobs or finding themselves with a reduced income. So what do you do if this happens to you? The first thing you need to do to save your money is to take stock of what you have. It is important to understand your finances. Make a budget. You can learn more about that by clicking here: How to Get Your Finances in Control. The next thing … Continue reading →

Getting Started with Frugal Living: Yes You Can!

Right now many of us are feeling overwhelmed. Bills are getting higher and we know that we have to save money. But trying to go about doing that can be very daunting. The last thing you need when things get tough is to have more stress on doing things right when it comes to cutting back on the expenses. Here is how you can get stated living frugally in a few easy steps. Choose just one area of savings to get started. Pick a bill or an expense and see how you might make it less. For example, let’s look … Continue reading →