Search Results for: blog the money saving moms budget

You Can Go Broke Saving Money

No one tried to go broke by saving money, but that is just what often happens. Moms trying to save a few bucks on their weekly grocery bill start using coupons and find that they are spending more money each week than they did before. Single gals use Groupon or other social savings apps for their nights out on the town and scramble at the end of the month to pay their bills. Families search for deals and sales when they shop for clothes and spend twice what they anticipated. How does this happen? How can you go broke when … Continue reading →

Shameless Savings

I love to shop.  Unfortunately, I don’t have the money to support this passion.  Consequently, I’m often put in a situation that’s all too familiar to parents:  kicking pride to the curb. Admit it; you’ve done some pretty gross things since becoming a parent.  Goodness knows I have learned to exercise an immeasurable amount of humility since giving birth.  For example, I never thought I would willingly stretch out my hands to catch another person’s vomit.  Ditto for plucking poop out of the tub with my bare hands.  I also never imagined I’d allow my shirt to be used as … Continue reading →

Moms Stink at Money Matters

Hey, I’m just the messenger. Personally, I think most moms rock at finances, but according to the gurus at LearnVest (a personal finance website for women), most women with kids fall short when it comes to making wise financial decisions. And why do the brainiacs at LearnVest think moms stink when it comes to handling money? We’re. Too. Nice. Apparently, sugar and spice and everything nice is a very bad combo when it comes to money. LearnVest experts claim that because moms are “too nice” and “too nurturing” they end of falling into an abyss of money problems. Competition is … Continue reading →

Monthly Budgeting

I’ve always been pretty good with money. From the time I was little I was never one to rush out and spend what little money I had. I’d save all my pennies until I had enough for what I really wanted and then I’d start saving for the next thing on my list. Now as a single parent sticking to my budget has become even more important. For most of us there is very little money left over at the end of the month. Saving can be a real challenge when there is nothing left to save. Bills have to … Continue reading →

Budget Should Not Be A Dirty Word

I have been pretty fortunate as a single mother. Most of the time I’ve been single I’ve had a good job that has allowed me not to worry about how I was going to pay the bills. It wasn’t like that at first, when I first got divorced I didn’t even have a car, but things got better. Now, due to some pay cuts I’ve taken at work, things are looking a little scarier. Add to that a few emergencies, a major vet bill and an emergency car repair, and my savings account is non existent. Not having that cushion … Continue reading →

Saving Money With Coupons

Do you coupon? When I was first married I was a diehard couponer, I didn’t buy anything I didn’t have a coupon for, I paid full price for nothing, my ex husband often joked about my obsessive couponing. As life got busier my couponing fell to the wayside, as a single mother even though saving money would have been nice I just never seemed to have the time. I never use coupons now. I guess the older I got the less processed, packaged food I used so coupons no longer seemed that important. Enter a new economy and a renewed … Continue reading →

Budget Baby Book

Besides vacations and weddings, the most popular theme for scrapbooks is baby. Preserving adorable baby photos, as well as memorabilia, stories and fun facts from the first days of a child’s life is almost irresistible for moms and dads. Fortunately, there are a number of ways you can craft a baby scrapbook without breaking the bank. One of the most convenient options is to tap into free printables. These money-saving embellishments allow you to create an eye-popping baby book without draining Junior’s college fund. All you need is Internet access, a computer and a color printer. My daughter’s baby scrapbook … Continue reading →

Free Health Care in Arizona for Single Moms

Barely scraping by and living from week to week, paycheck to paycheck can discourage even the most upbeat single mother. The rising cost of food and clothing, not to mention basic living expenses such as housing, heat, water, and other necessities uses up more than what you make in a week. Jockeying around checking and savings accounts becomes an art as you attempt to pay all of your bills, but there never seems to be enough money to go around. Luxuries are few and far between and at that you really cannot afford them at all, but you feel that … Continue reading →

Marriage Fights: Money

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Money fights are one of the biggest problems in marriages today. Financial counselor Dave Ramsey teaches that this is because how we spend our money reflect our values, and whether or not we have the same goals. For instance, if one spouse values saving for retirement while the other would rather have a new boat now (and spends the money intended to go into the retirement account), there is an obvious conflict. And since a large portion of LDS families are larger than the national average, with more stay-at-home moms (and thus tighter budgets), it is easy to understand why … Continue reading →

Money Saving Tips for Single Moms

Setting up a home as a single parent usually means looking for ways to cut costs. I know I had to rethink my budget and make some changes. Even though I was receiving child support, the spending had to change. The first thing I did was determine the type of spending habit I had. For me, I discovered I was a compulsive shopper, buying on whim. To help with this, I began to make specific lists before I headed to the store, which helped me stick to the actual things I needed to buy. I also made changes in the … Continue reading →