The Notebook Effect: How Writing Everything Down Saves You Money
Sometimes when we need to cut even more, the only solution is to make ourselves accountable, to pay attention, to have our spending put right smack in front of our face. It is when we ignore our spending, even our small stuff, that things can get out of hand. One of the ways to do this is to get a notebook and keep track of daily spending, whatever it is. Spent $198.57 at the grocery store, write it down. $4.74 on a latte? It goes in the book. $12 at the library book sale? Yup. $1 for mints on the … Continue reading