The Two Parts to Frugal Living

At its basic level, frugal living can be broken down into two parts. Knowing what these two parts are can help you make good decision toward your savings goals. You can be frugal whether your finances require it or not. Some of the richest people live very frugally. Sometimes this is in order to pass down their riches to their children, sometimes it is to be able to give generously to others in need and sometimes it is just the way that they were built or raised. The first part to living frugally is avoiding or having an aversion to … Continue reading

Frugal Month in Review: October 2008

“Delicious autumn! My very soul is wedded to it, and if I were a bird I would fly about the earth seeking the successive autumns.” – George Eliot October has come and gone, but we can still enjoy fall and the celebration of Thanksgiving and all of the great joys of the season. Take a look back at all of the ways to save money that were featured last month. October 1st Frugal Halloween Costumes It is fall and Halloween is approaching fast, are you ready? What do the kids want to be? You can make some great homemade costumes … Continue reading

Frugal Living Week in Review: October 20th Through October 26th

Have you been thinking about Christmas, yet? It is crazy, but the stores all have their decorations, gift items and accessories all in place. I’ve done a bit of Christmas shopping, using some of my favorite secret spots for a bargain. Check out the article posted last week that talks all about it. October 20th Frugal Living Week in Review: October 13th Through October 19th It is not too early to start thinking about the upcoming holidays. Early planning can often save you a bundle. You can take everyday ideas, such as making freezer meals and apply them for the … Continue reading

Frugal Living Week in Review: March 31st Through April 6th

Have you been stocking up on ham and bacon this week? And what about the other great food bargains? If you don’t know what I am talking about, check out last week’s frugal articles. March 31st Goodwill Offers and Finds Do you shop at the Goodwill? Here are some of the finds that were available Saturday at my local Goodwill. Planning Your Frugal Summer Travel I know that we just reached spring, but summer won’t be far behind. And now is a perfect time to start planning your summer vacation. With the economy the way it is, many people will … Continue reading

How to Make Practically Everything Last Longer

With proper care, you can make the things that you own last longer. Here are some practical tips. Rugs, Carpeting and flooring Vacuum your carpeting and rugs frequently. This will prevent the dirt and grime from matting down the carpet. The same goes for vinyl and wood flooring. Bits of grit can scratch the surfaces of your floor. Clothing Line dry or dry flat whenever possible. You know all of that lint that comes off of your clothes in the dryer? It is parts of your fabric. You don’t get lint when you line dry. If you don’t like the … Continue reading

Tooth Fairy Takes a Hit

Apparently I wasn’t the only one who thought $20 for a single tooth was outrageous. After all, the Tooth Fairy isn’t Santa. Well, unless you’re in my daughter’s first grade class, then Saint Nick and the winged enamel collector share the same bank account. But that’s not the case in most of the country. According to CNN, the Tooth Fairy is floundering in today’s sluggish economy, and kids are beginning to take notice. The cable news network cites a recent survey which found that the going rate for freshly fallen teeth has seen a 40-cent decline this year, from $3 … Continue reading

Ways to Save on a Six Flags Staycation

It’s never a good day when travelers are actually excited to see gas prices hovering near $4. Three dollars and 89 cents for a gallon of unleaded–SCORE!! While the cost of gas has fallen slightly in the last couple weeks, from its highest levels since July 2008, Americans are still paying nearly a dollar more per gallon than a year ago. As a result, families from coast-to-coast continue to restructure their summer vacation plans in order to preserve their household budgets, and still have fun in the sun. That goes double for clans living in and around Chicago. According to … Continue reading

The Saver and the Spender

For most of us, money is a tool. We get some, we spend it for what we need, and we tuck a little away for a rainy day. But for some of us, it carries a deeper emotional meaning which can manifest itself with an increased desire to save, or an increased desire to spend. Each of these desires is caused by fear or insecurity. Spending – People who spend are generally afraid of being deprived. If they were raised in poverty or even in want, they fear returning to that status and as they spend money, they are subconsciously … Continue reading

Great Green Website for Kids

The children are our future and most of us want to teach them to respect our planet and all the creatures on it. We have blogged about ways to do that, but there are also excellent online resources you can use. My 5-year-old loves any excuse to get on his computer, so why not teach him something while he has fun? Yes, I am a tricky mommy. Kids F.A.C.E. Kids F.A.C.E. stands for Kids (F)or (A) (C)lean (E)nvironment. This website encourages kids to get involved in improving the environment. Melissa Poe started Kids F.A.C.E. in 1989 with only six members. … Continue reading

Home Schooling – A Blessing In Disguise

When people find out that my three youngest girls were all home schooled they look at me with shock and admiration. Then, they always ask why I decided to do it. My answers are probably similar to many other home schooling parents, even if we all have our unique reasons and ways of handling things. We do it because we believe in doing the best for our children. My personal reason for choosing to pull my two third graders out of public school, and never let my youngest step foot in a classroom, was simply because I felt I was … Continue reading