Bills, Bills, Bills!

This time of year it seems like the bills really start to pile up. There are normal bills like rent, utilities, and food, but now you have the additional Christmas bills as well. As a single mom who is barely making it as it is it can really put a damper on your holiday spirit. If you’re wondering how you are possibly going to make it this Christmas season, you may be tempted to pull out the credit card. Before you resort to plastic look around and see if there might be some other options, rather than spending all that … Continue reading

Paying the Price for In-Flight Food

Forget about sky-high luggage fees and consider the priceless commodity you risk when you take flight these days—your health. Most travelers are quick to calculate airfare, hotel accommodations, rental cars and souvenir expenses, but neglect to factor in the toll eating overpriced airline food may have on their health. According to a new survey, most airlines don’t offer food items that do a body good; though, some are better than others. According to the poll featuring 10 North American airlines, Air Canada and Virgin America top the list of healthiest in-flight food. Both carriers scored high marks for their healthy, … Continue reading

A Parent’s Dilemma: Time or Money?

Which would have a more positive impact on your family’s future, an extra $10,000 each year or an extra hour of quality time every day with your kids? The question was posed to more than 2,000 parents across the county via a survey conducted by Parents magazine and the Center for the Next Generation, and the results may surprise you. According to the poll, two-thirds of parents would rather have the extra cash than time with their kids. Chock it up to hard economic times and financial uncertainty. “Parents have some very, very serious concerns about providing for their families,” … Continue reading

Keeping Track Of Your Time

Your time is valuable. While you may have punched in using a time clock or signed in to work through a computer while you worked at your traditional job, things may be different now that you are working from home. There may be some home – based professionals who have a time clock in their home office just for fun, and they may punch in and punch out every time they go to work. I do not know of any, though, so I will share some helpful hints for keeping track of your time so that you can get paid … Continue reading

Oh To Be Able To Turn Back Time

I want a do over. I want to go back to sticky fingers and drool covered chins. I want a chance to react differently, to listen more, to pay attention. When I was married the days passed in a blur, when I got divorced they passed even more quickly, and I had less time to notice and enjoy my child. I want to go back and do it right. I think that no matter what you did right there are always so many things you wish you had done differently. I wish I had listened more when Hailey rambled on … Continue reading

Insurance Blog Week in Review – April 29 – May 5, 2012

Every week, the Insurance Blog Week in Review quickly goes over all of the blogs that were posted in the past seven days. There can be anywhere between twelve and fourteen different blogs that appear here weekly. What did you miss? This is an easy way to “ketchup” on everything. Ohio Requires Insurance Coverage for Exotic Animals Ohio now requires owners of exotic animals to purchase a certain amount of liability insurance coverage for each animal they own. They also have to prove that they are providing proper care for the animals, and that they have good fences. The Insurance … Continue reading

Insurance Blog Week in Review – Week of March 18 – 24, 2012

What did you miss this week on the Insurance Blog at Families.com? There can be anywhere between twelve and fourteen blog post here each and every week. It is easy to miss something. The Week in Review is a quick and easy way to “ketchup” on whatever you missed. Texas Sues Federal Government Over Funding Cut to WHP The Texas Attorney General has filed a lawsuit against Secretary of Health and Human Services Kathleen Sebelius over the cut to the federal funding for Texas’ Medicaid Women’s Health Program. The Insurance Podcast Roundup went up on March 19, 2012. This week, … Continue reading

Lead Plaintiff in Health Care Case Bankrupt from Medical Bills

The lead plaintiff in the biggest health care court case of the year has filed for bankruptcy, in part, due to unpaid medical bills. This could, potentially, have an impact on the upcoming Supreme Court case about the Affordable Care Act. It makes the individual mandate look that much more necessary. Mary Brown is 56 years old, and she is the lead plaintiff in the court case that is challenging the individual mandate portion of the Affordable Care Act. She does not have health insurance, and she doesn’t want the federal government to be able to tell her to purchase … Continue reading

Pros and Cons of Paying Down Debt

I know what you are asking: “How can there be any cons related to paying down debt?” If you are not careful, there are several ways you can dig yourself deeper into debt trying to pay loans and other bills. In a previous blog I addressed the option of cashing in retirement accounts and other investments to pay down debt. While there are a number of benefits to doing this, there are also quite a few downsides as well. In fact, the Department of Labor went public recently warning Americans that making permanent withdrawals from their retirement accounts is not … Continue reading

Save Money and Time by Staying Organized

Did you know that being disorganized can actually cost you money? It’s true. If the information that you keep regarding your finances is not organized and kept in a dedicated place, there are a few ways in which you can lose money. By taking the time to organize your financial information, you can stop losing money and even save time too. One important tool for keeping your finances organized is a calendar. You can choose to write financial information on your regular calendar or on a separate calendar that is dedicated to money related items. Writing down when all of … Continue reading