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Can You Separate Myths from Facts About Health Reform?

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In March of 2012, the Supreme Court heard several days of arguments regarding certain aspects of the Affordable Care Act. Most people are aware that the ACA involves a series of laws and regulations that have something to do with health care reform. How much do you know about health reform? Can you separate the myths from the facts? The White House has an incredibly informative page on their website that addresses the misinformation that has been spread around about the Affordable Care Act. How much do you know about the ACA? Reading over the information on that page is … Continue reading →

Insurance Blog Week in Review – Week of February 12 – 18, 2012

In a given week, there can be anywhere from twelve to fourteen different blogs appearing here. The Insurance Blog Week in Review brings you a quick and easy way to “ketchup” on the news that you may have missed. Clinic Will Charge Unhealthy Workers Higher Insurance Rates The Cleveland Clinic is going to charge employees that are considered to be unhealthy a 21% higher health insurance premium. To avoid the increase, the worker has to see a doctor and follow the health plan the doctor prescribes. The Insurance Podcast Roundup for the week went up on February 13, 2012. Each … Continue reading →

Organizing For Tax Time

There is never a more important time to be organized than tax season. It’s so important to know where all of your important paperwork is so that you can maximize your refund, or at least reduce your liability. If you are running around looking for receipts and other important papers, now is the time to get organized for next year. Start a file right now for 2012 taxes. Put everything in there, if you are unsure if something is deductible, throw it in there any way and you can sort it out when the time comes. I use a file … Continue reading →

Should You Install Solar in Your Home?

Solar power is green energy that not only helps the environment but also saves you on your electric bills. Solar power, however, is not right for everyone. If you are thinking about converting your home to solar power, take a look at the following information. Do you live in a location that gets a lot of sun, such as the sun belt, California, Texas, Florida, etc.? If you live in overcast Seattle, solar may not make as much sense for you to install. Do you spend a lot of money on electricity, at least $125 a month on average? Is … Continue reading →

It’s Tax Time 2009!

Are you all set with your taxes? If you live in the United States, you know what I mean. Tax paperwork is due next month, and many of us still have it hanging over our heads. This weekend, my husband and I are determined to get the monkey off of our back, so to speak, and get all of our paperwork organized. We divide and conquer. My little portion is to add up the deductible household donations that we have made during the year and take care of any business-related expenses. With tax time in mind, I thought we might … Continue reading →

Lots of Random Deals

Here’s a random assortment of new deals I have found. It’s free movie ticket times again. Here are some new deals to help you stock up on the free tickets. Don’t forget Ponds face cream and Hersheys chocolate have promotions on their packages. Buy 4 Axe Body Washes or Body Sprays at Walgreens and receive two free movie tickets. This works with travel sizes. So this means, you can get 2 movie tickets in the ballpark of $8 plus tax. The coupon codes print out at the register as a Catalina. American Express cardholders will receive a free Fandango movie … Continue reading →

Tax Rebate Gift Cards

You may have seen some retail stores advertising bonus money or services when you purchase a store gift card using your tax rebate or stimulus rebate check. Is it worth it to take advantage of these offers? Let’s take a look. How do these deals work? It can vary according to the store, or it really helps to know upfront what exactly each deal is all about. The basic premise is that if you use your tax rebate or stimulus rebate money to buy a gift card or if you spend that money in the store, you will be given … Continue reading →

Boston Wants Your Business

In these tough economic times some lodgings are pulling out all the stops to fill guest rooms. Some are a bit cleverer than others, but for the most part the offerings are designed to give you more bang for your buck. Hotels in the Boston area have ramped up their promotions in just the last two weeks; perhaps hoping you will spend some of your tax rebates or part of your economic stimulus package on a vacation for the whole clan. If you are looking to getaway to Beantown and want to save some cash on your hotel room check … Continue reading →

Can You Live on One Income? Calculating Food Savings

In the first part of this article, Can You Live on One Income? Food Costs, I talked about the statistics for eating out versus cooking at home and did some initial calculations. Now lets take a look at calculating the savings from being able to cook at home and through smart food shopping. We’ve now spent $270 a week on eating out, or $1080 for the month. Remember that this a conservative number and doesn’t include meals for the times you aren’t eating out. Analysts tell us that eating at home costs 50 percent less than eating out, on average, … Continue reading →

What Will You Do with Your Tax Rebate?

All over the news is a proposed economic stimulus that would come in the form of a tax rebate for Americans. The rebate, if it is confirmed, could provide married couples $1,200 or more, plus another $300 per child. (Singles would receive $600.) The tax rebate check is intended to get Americans to spend the money out in the retail world, to boost the economy and provide more jobs. The rebate is a bit of “found” money that many may spend on items for themselves or their homes, such as high definition televisions, gaming systems, new clothes, home improvement, etc. … Continue reading →