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How to Prevent Your Baby from Developing Scurvy

It is not often that you hear of someone developing scurvy in today’s world. Scurvy was once a disease that afflicted pirates and explorers in the 18th century. That doesn’t mean that people no longer catch this (now rare) disease. A baby in Spain was diagnosed with scurvy. How can you prevent your baby from developing this disease? A study was published in the journal Pediatrics that parents should take note of. Researchers found that a baby in Spain had developed scurvy, and set out to find out how that happened. In short, they determined that it was due to … Continue reading →

My Broker’s Advice About My Discontinued Policy

In August of 2012, my health insurance company, Anthem, sent me a letter telling me that my policy had been discontinued. Naturally, I panicked. I need health insurance, and this was the only plan I could afford. Later, they sent a letter telling me they were raising the premium cost. What to do? Here’s what my insurance broker advised. After several unsuccessful attempts to find affordable health insurance, I went to see an insurance broker. This brilliant woman found me a plan that was comprehensive and that had a premium that was low enough for me to afford. If I … Continue reading →

Before You Get Pregnant

If you are thinking of becoming pregnant, or even if there is a possibility that you could become pregnant, you should access your health ASAP. Going into a pregnancy in the best possible health can make a huge income on the health of your baby and the health of yourself throughout pregnancy and even afterward. I don’t know how many obstetricians and pregnancy experts that I have spoken with who say that they wish more patients would seek out a health assessment and care before getting pregnant. Accessing your health before you get pregnant not only helps you identify and … Continue reading →

Tips for the Slow Season

One of the goals that many home – based professionals may have set for themselves for 2012 is to earn more income form their home – based business than they did in 2011. This is a perfectly reasonable goal, and a new year brings with it a fresh sense of energy and enthusiasm that has you ready to get out there and bring home the bacon. It is important to go into the New Year with the understanding that your plan for earning more money this year may get off to a slow start for at least one reason that … Continue reading →

Holly Madison Has Insurance for Her Breasts

Holly Madison has taken out a $1 million dollar insurance policy on her breasts through Lloyd’s of London. This isn’t the first time that a celebrity has purchased insurance on a body part that they feel is intrinsically helpful to their career. It also isn’t the first time Lloyd’s of London has sold this type of speciality insurance policy. Today, I noticed that google news had several articles that talked about the insurance policy that Holly Madison has purchased. I honestly had no idea who this celebrity was, so I did a little research. It seems that she is someone … Continue reading →

The End of Free Checking? – Interview with a Banker

Last week, I had the chance to chat with my anonymous banker friend, and he gave me permission to pass along some very interesting information. Here are his thoughts: Some banks have stopped offering free checking. But why? Is this just a matter of the banks getting greedy and looking for ways to stick it to their customers? Are they trying to make up for money lost from loans gone bad? No. There are many factors, but I’ll try to keep it fairly simple. First of all, banks are in business to make money. Shocking, I know! Even though they … Continue reading →

Why Making The Switch To A Home-Based Business May Be Easier Than You Think

If you currently have a job and are considering leaving it to start a home-based business, you may be wondering how you will ever be able to afford to make the switch. After all, you are accustomed to your current level of income and have been for quite a while. While it is true that many home-based businesses take a while to get off the ground before they start making good money, you may not suffer as much as you think during the transition. There are a few things that you may not have thought of that will help you … Continue reading →

Saving Up for Hospital Expenses

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Having a baby in a hospital is an expensive endeavor. You’ll spend more putting your baby up in the nursery than you would booking her a stay in a river view suite at the Trump International in Chicago. Checking into triage to see if you are in real labor can set you back over $500. If you are one of the lucky few who have full medical coverage, you won’t think twice about requesting extra supplies or asking for an epidural. For the rest of us, our best bet is to try and anticipate any out-of-pocket costs and save up … Continue reading →

Saving on Electricity

With the price of electricity tipped to rise considerably in Australia, and probably the same in other countries, we need to find ways of saving money.So here are a few tips for saving on electricity. Switch off lights when you leave a room. It sounds simple but it’s amazing how many people don’t. Also make sure to switch off appliances when they are not in use. Don’t leave these switched on. Overhead fans are much cheaper to run than an air conditioner and quite effective. Use of blinds, curtains and awnings is another way of keeping heating and cooling costs … Continue reading →

How to Be Frugal When the Power is Out

Yesterday was pretty tough. I had two wet loads of laundry, a sink full of dishes to do, and about five hours of online freelance work when the power went out. My husband was working from home, as well. A tree limb had fallen on the power lines a few houses down from ours, and it blew out the transformers, leaving our neighborhood without power from 11:30 in the morning until about 5:30 in the afternoon. That is six hours without power. We were tempted to turn the generator on, as many of our neighbors did, but with gas expenses, … Continue reading →